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25 Common Mistakes in Project Reports That Cause Bank Loan Rejection

Finance : The article explains the most frequent errors in project reports, including unrealistic projections and incorrect financial calcul...

May 10, 2026 891 Views 0 comment Print

Business Loan EMI Calculator: Plan Repayments and Avoid Penalties

Finance : Learn how EMI calculators help businesses estimate repayments accurately and avoid financial strain. The key takeaway is improved ...

March 30, 2026 333 Views 0 comment Print

Gold Loans Made Easy: Use a Gold Loan Calculator to Know How Much You Can Borrow

Finance : Use a Gold Loan Calculator to estimate your maximum loan amount based on gold purity, weight, and RBI's LTV ratio. Check eligibili...

October 14, 2025 762 Views 0 comment Print

Apply Hero FinCorp Personal Loan Online and Calculate EMIs in 3 Simple Steps

Finance : #AD Whether you need funds for a wedding, home renovation, vacation, or education, get it easily through the Hero FinCorp website ...

February 17, 2025 1296 Views 0 comment Print

Format of Intercompany Loan Agreement for Holding & Subsidiary Company

Finance : Explore the significance of an intercompany loan agreement between a holding company and its subsidiary in India. Learn how it fos...

November 6, 2023 21249 Views 0 comment Print


Latest News


Draft Format of Loan Agreement

Finance : A detailed personal loan agreement between a lender and borrowers, outlining disbursement, repayment terms, joint liability, defau...

July 9, 2025 4923 Views 0 comment Print

Draft Format of Outstanding Debt recovery Letter

CA, CS, CMA : To, Address City, Maharashtra, 422001. Subject : First Reminder for Late Payment Dear Sir/Maam, It has come to our attention that ...

August 4, 2021 161337 Views 1 comment Print

Draft Loan Agreement

Finance : To be printed in stamp paper of Rs.______________ (based on the respective Stamp Act applicable)  LOAN AGREEMENT LOAN AGREEMENT B...

October 19, 2020 416859 Views 5 comments Print

Salient features of Model Education Loan Scheme

Finance : Interest on Education Loans All Scheduled Commercial Banks provide Education Loan to students. IBA has formulated and circulated t...

July 1, 2019 2304 Views 0 comment Print

Education Loan – Eligibility Criteria for interest subsidy

Finance : Students whose parental income is less than Rs. 4.5 lakhs per annum and are enrolled in recognized technical & professional course...

March 27, 2012 3573 Views 0 comment Print


Latest Judiciary


Proper Legal Procedure for Loan Recovery & Vehicle Seizure to be followed: NCDRC

Corporate Law : In present facts of the case, the Revision Petition (RP) has been filed by the Petitioner against Respondents under section 21 (b)...

September 26, 2023 17256 Views 2 comments Print

Education Loan cannot be denied merely for Low CIBIL Score of Co-Borrowers

Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...

May 18, 2022 8916 Views 0 comment Print

RBI Responsible for Monitoring Compliance of Loan Moratorium Circular: HC

Fema / RBI : The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises o...

July 8, 2020 2748 Views 0 comment Print

Educational Loan cannot be rejected for Unsatisfactory Credit Scores of parents

Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...

July 3, 2020 4809 Views 1 comment Print

Income from trading of shares will be speculative business within meaning of provision of Explanation to section 73

Income Tax : The provisions of Explanation to section 73 do not distinguish between the transaction of trading in shares on actual delivery or ...

December 28, 2009 7643 Views 0 comment Print


Latest Notifications


RBI Circular to RBs – Priority Sector Lending Categorisation of activities under service under the MSMED Act, 2006

Fema / RBI : In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the guidelines on lending to priority sector enclosed to circular RPCD.No.R...

October 6, 2009 757 Views 0 comment Print


Here Is the Tax Benefit on Personal Loans That You Can Avail

June 11, 2019 17319 Views 0 comment Print

An instant personal loan is one of the key financial tools that can provide you with funds without delays. You are free to utilize the funds availed of an instant personal loan for many of your purposes without usage limitations. Personal loans are also unsecured loan type, which means that you don’t need to provide […]

Repeated Car Loan Mistakes to Take Care Off

June 4, 2019 1851 Views 0 comment Print

If you are planning to buy a new vehicle then a car loan can help you finance that. Today, it is quite easy to avail of a car loan because most of the process of acquiring a loan can be completed online. However, people still keep making the wrong financial decisions regarding taking a loan. […]

How A Small Business Loan Can Unlock Your Business Growth

May 14, 2019 1764 Views 1 comment Print

There is a thought that business loans should only be taken when the profits are down and the business needs to survive. However, the truth is that a profitable business can benefit from taking a loan to unlock its full potential. Working capital is often the biggest constraint for small businesses that are going through a growth phase.

Top Small Business Loan offered by the Government

March 27, 2019 3264 Views 0 comment Print

The MSME (Micro Small and Medium Enterprises) sector in India is expanding at a very fast pace and because of their increasing expansion, the Government time and again introduces new business loan schemes for this sector. The loan schemes are initiated through some of the programmes as mentioned below: A. MUDRA (Pradhan Mantri Mudra Yojana) […]

Things you should know before applying for a car loan

December 29, 2018 1281 Views 0 comment Print

With the rise in incomes over the years, owning a car is no more a status symbol. While some of the commuters might prefer public transport or cabs, having one automobile in a family of four is a common thing now. For most of the people, it’s also related to their professional growth. The higher […]

Short Term Loans for Business Growth: All You Need to Know

December 21, 2018 3564 Views 1 comment Print

Every company experiences its ups and downs. During productive times, there are enough funds to see smooth sailing. However, when the market sees a downfall, you might have to look for other sources to fund the short-term financial crunch. In such a situation, a short-term business loan could help you manage and grow your business. […]

Personal Loans: Focus on Need, Not Eligibility

August 22, 2018 6900 Views 1 comment Print

When you are going through a cash crunch, then a short-term personal loan can often be a life-saver. In fact, people take loans for all kinds of purposes- international trips, purchase of two-wheelers, and even marriages. However, are there some situations in which you should steer clear of getting a loan?

How SLR, CRR and RBI repo rate impact your Personal Loan EMI

July 20, 2018 10959 Views 1 comment Print

The RBI or Reserve Bank of India controls monetary policies to regulate credit, banking and inflation in the country. In order to ensure a balanced supply of money, the RBI oversees the functions of financial institutions affecting the mandate on which you get loans and make investments. The rates decided by the RBI, including SLR, […]

How To Get Income Tax Reimbursement on Personal Loans

February 7, 2018 4197 Views 0 comment Print

Income tax reimbursement on a Personal Loan? Under certain circumstances, you can actually get tax benefits on Personal Loans. Read on to find out how.

HappyLoans – A revolution in Credit Industry by Manish Khera

September 7, 2017 1349 Views 0 comment Print

Manish Khera is a renowned entrepreneur, investor and a banker having more than two decades of rich experience in the finance domain. He has vast knowledge in micro-payments and microfinance and has been one of the key facilitators of financial Inclusion in the country across socio-economic segments. He has held several leadership roles such as […]

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