Finance

Buying A Property?? Be Diligent & Do Due Diligence

Buying A Property?? Be Diligent & Do Due Diligence; Trust It’s Really Not Tough In 2011 a businessman purchased a flat from a local builder for Rs. 35 lacs; Rs. 15 lacs he paid in cash as down payment & Rs. 20 Lacs he paid through home loan (may be facilitated by the builder himself). […]...

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FAQ on National Pension Scheme (NPS)

What is National Pension Scheme (NPS)? National Pension Scheme (NPS) was initially launched in January 2004 for government employees but then in 2009, it was made available to every citizen of India whether resident or non-resident aged between 18-60 years. NPS allows you to contribute regularly in a pension account during their working l...

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Facts which we should know about Yes Bank- Rumors clarified by Management

Mr. Ravneet Gill has recently joined Yes Bank on 1st March, 2019 as MD and CEO for a tenure of 3 years. However, it was rumored that the things are not going on the right track for Yes Bank, apart from already existing regulatory and corporate governance issue, the matter got even more complicated when […]...

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How to keep your small business alive with a Working Capital Loan

Working capital, which is the difference between a business’ current assets and liabilities, is a measure of the liquidity available to meet day-to-day expenses. While it is important for the functioning of every business, it is particularly crucial for small businesses whose needs may be ad-hoc in nature. For example, you may find your...

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All you need to know about personal loans

Usually, personal loans are unsecured loans and are available for both self-employed and salaried borrowers in order to help them to meet their private expenses that are immediate and urgent in nature. As mentioned above that the personal loans are unsecured loans and can be availed quickly without any security. However, the interest rate...

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Union Budget for 2019-20 on Friday, 5th July, 2019

The Union Budget for 2019-20 will be presented in the Lok Sabha on Friday, the 5th July, 2019 at 11.00 am and after presentation/laying of the Budget, the respective Houses will be adjourned for the day....

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Anurag Thakur takes charge as Minister of State for Finance & Corporate Affairs

Shri Anurag Singh Thakur assumed charge of office as the Union Minister of State (MoS) for Finance & Corporate Affairs here today.  Shri Thakur took the charge in the august presence of Union Minister for Finance & Corporate Affairs Smt. Nirmala Sitharaman....

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Smt. Nirmala Sitharaman takes charge as Union Minister of Finance & Corporate Affairs

Smt. Nirmala Sitharaman assumed charge as the Union Minister of Finance & Corporate Affairs here today.  She was greeted at the office in North Block by Minister of State for Finance & Corporate Affairs designate, Shri Anurag Singh Thakur, Finance Secretary Shri Subhash Chandra Garg and other Secretaries of the Ministry. Smt. Sit...

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HDFC Obtained the RBI Nod to hold stakes in Bandhan Bank

The Reserve Bank of India (RBI) granted its approval to HDFC Bank last week to acquire a share of maximum 9.9% of the Bandhan Bank paid-up capital, with effect from the date of the proposed amalgamation between the two entities. This was in reply to the earlier application made by HDFC to RBI (post the announcement of the proposed deal) t...

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Legitimate action against corruption is not vendetta: Arun Jaitley

It has become a routine practice to call any action against corruption as political vendetta. Claim of vendetta has never been a legitimate defence in corruption. Those who commit such large acts of corruption have to be judged on the merits of the action itself....

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HC dismisses petition against amendments in PMLA through Money Bill

Mr. Jairam Ramesh Vs Union of India And Ors (Delhi High Court) - Mr. Jairam Ramesh Vs Union of India and Ors (Delhi High Court) There is no dispute that the petitioner herein is a Member of Rajya Sabha. The plea of Mr. Chidambram that the petitioner was not aware that such amendments have been carried out as Money Bills, is no reason to challenge the amendments, ...

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Mere use of any forged or counterfeit currency/bank notes is not an offence

Sanskriti Jayantilal Salia Vs. State of Maharashtra (Bombay High Court) - Sanskriti Jayantilal Salia Vs. State of Maharashtra (Bombay High Court) When mens rea is conspicuously absent, mere use of any forged or counterfeit currency notes or bank notes cannot attract the provisions of Section 489(B). The essential ingredient of the said offence being that the person, who r...

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CAG can audit Pvt. Companies if Govt Revenue is in question

Association of Unified Telecom Service Providers of India Versus Union of India & Others (Delhi High Court) - The Delhi High Court has delivered a judgement in the case of Association of Unified Telecom Service Providers of India Versus Union of India & Others on the powers of CAG to audit the revenues of Private Telecom Companies flowing to the Consolidated Fund of India...

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Publishing loan defaulter’s photos in newspapers is illegal

Ujjal Kumar Das & Anr. Vs State Bank of India & Ors. (Calcutta High Court) - Whether or not a secured creditor, which has initiated action for enforcement of its security interest in terms of the provisions of the Securitisation and Reconstruction of Financial Asset and Enforcement of Security Interest Act, 2002...

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SAT held Ranbaxy Director Guilty of insider trading

Mr. V.K. Kaul Vs Adjudicating Officer (Securities Appelate Tribunals Mumbai) - It is highly improbable to believe the statement of Mrs. Bala Kaul that she bought shares of the target company because of its intrinsic value and strong fundamentals. If that was so, it is not clear, what made her sell these shares on April 10, 2008, when Solrex was still in the process of investin...

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8% Interest on Deposit under non-government PF, superannuation & gratuity

Notification No. 5(2)-B(PD)/2019 - (03/04/2019) - Govt notifies 8% interest rate on Deposit made under non-government PF, superannuation and gratuity w.e.f. 1st April, 2019. MINISTRY OF FINANCE (Department of Economic Affairs) NOTIFICATION New Delhi, the 3rd April, 2019 No. 5(2)-B(PD)/2019.—Itis hereby notified that the deposits made under the Sp...

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Interest rates of NSC, PPF, KVP, SSAS, SCSS for Q1 of FY 2019-20

rates of interest on various small savings schemes for the first quarter of financial year 2019-20 staring Ist April, 2019 and ending on 30th June, 2019 shall remain unchanged from those notified for the fourth quarter of financial year 2018-19....

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Corrigenda to Banning of Unregulated Deposit Schemes Ordinance, 2019

Corrigenda to Banning of Unregulated Deposit Schemes Ordinance, 2019 - (28/02/2019) - MINISTRY OF LAW AND JUSTICE (Legislative Department) New Delhi, the 28th February, 2019 CORRIGENDA In the BANNING OF UNREGULATED DEPOSIT SCHEMES ORDINANCE, 2019 (No. 07 OF 2019) as published in the Gazette of India, Extraordinary, Part 11, Section 1, Issue No. 13, dated the 213‘ February, 2019...

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Banning of Unregulated Deposit Schemes Ordinance, 2019

No. 7 or 2019 - (21/02/2019) - (1) This Ordinance may be called the Banning of Unregulated Deposit Schemes Ordinance, 2019. (2) It extends to the whole of India except the State of Jammu and Kashmir. (3) It shall come into force at once....

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Small Savings Schemes Interest Rate for 01.01.2019 to 31.03.2019

F. No.01/0412016-NS - (31/12/2018) - Rates of interest on various small savings schemes for the fourth quarter of financial year 2018-19 starting 1stJanuary, 2019, and ending on 31st March, 2019, on the basis of the interest compounding / payment built-in in the schemes,...

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Recent Posts in "Finance"

Buying A Property?? Be Diligent & Do Due Diligence

Buying A Property?? Be Diligent & Do Due Diligence; Trust It’s Really Not Tough In 2011 a businessman purchased a flat from a local builder for Rs. 35 lacs; Rs. 15 lacs he paid in cash as down payment & Rs. 20 Lacs he paid through home loan (may be facilitated by the builder himself). […]...

Read More
Posted Under: Finance |

FAQ on National Pension Scheme (NPS)

What is National Pension Scheme (NPS)? National Pension Scheme (NPS) was initially launched in January 2004 for government employees but then in 2009, it was made available to every citizen of India whether resident or non-resident aged between 18-60 years. NPS allows you to contribute regularly in a pension account during their working l...

Read More
Posted Under: Finance |

Facts which we should know about Yes Bank- Rumors clarified by Management

Mr. Ravneet Gill has recently joined Yes Bank on 1st March, 2019 as MD and CEO for a tenure of 3 years. However, it was rumored that the things are not going on the right track for Yes Bank, apart from already existing regulatory and corporate governance issue, the matter got even more complicated when […]...

Read More
Posted Under: Finance | ,

How to keep your small business alive with a Working Capital Loan

Working capital, which is the difference between a business’ current assets and liabilities, is a measure of the liquidity available to meet day-to-day expenses. While it is important for the functioning of every business, it is particularly crucial for small businesses whose needs may be ad-hoc in nature. For example, you may find your...

Read More
Posted Under: Finance |

All you need to know about personal loans

Usually, personal loans are unsecured loans and are available for both self-employed and salaried borrowers in order to help them to meet their private expenses that are immediate and urgent in nature. As mentioned above that the personal loans are unsecured loans and can be availed quickly without any security. However, the interest rate...

Read More
Posted Under: Finance |

Here Is the Tax Benefit on Personal Loans That You Can Avail

An instant personal loan is one of the key financial tools that can provide you with funds without delays. You are free to utilize the funds availed of an instant personal loan for many of your purposes without usage limitations. Personal loans are also unsecured loan type, which means that you don’t need to provide […]...

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Posted Under: Finance |

What you need to know if you want to trade Forex in India

Forex refers to the foreign exchange market, and involves the selling and buying of fiat currencies. This is the largest and most liquid market on a global scale. Forex trading has become a popular practice for investors, due to the financial potential involved. Accumulating wealth and reaching impressive monetary gains is possible throug...

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Posted Under: Finance |

All About Demat Account

Stock market trading can be done by anyone and does not need any specialized training. Shares can be bought from companies after careful research and according to one’s needs. The prices of shares will keep varying on a daily basis due to many reasons and as a trader, one has to monitor the markets continuously. […]...

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Posted Under: Finance |

Repeated Car Loan Mistakes to Take Care Off

If you are planning to buy a new vehicle then a car loan can help you finance that. Today, it is quite easy to avail of a car loan because most of the process of acquiring a loan can be completed online. However, people still keep making the wrong financial decisions regarding taking a loan. […]...

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Posted Under: Finance |

Union Budget for 2019-20 on Friday, 5th July, 2019

The Union Budget for 2019-20 will be presented in the Lok Sabha on Friday, the 5th July, 2019 at 11.00 am and after presentation/laying of the Budget, the respective Houses will be adjourned for the day....

Read More
Posted Under: Finance |

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