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25 Common Mistakes in Project Reports That Cause Bank Loan Rejection

Finance : The article explains the most frequent errors in project reports, including unrealistic projections and incorrect financial calcul...

May 10, 2026 891 Views 0 comment Print

Business Loan EMI Calculator: Plan Repayments and Avoid Penalties

Finance : Learn how EMI calculators help businesses estimate repayments accurately and avoid financial strain. The key takeaway is improved ...

March 30, 2026 333 Views 0 comment Print

Gold Loans Made Easy: Use a Gold Loan Calculator to Know How Much You Can Borrow

Finance : Use a Gold Loan Calculator to estimate your maximum loan amount based on gold purity, weight, and RBI's LTV ratio. Check eligibili...

October 14, 2025 762 Views 0 comment Print

Apply Hero FinCorp Personal Loan Online and Calculate EMIs in 3 Simple Steps

Finance : #AD Whether you need funds for a wedding, home renovation, vacation, or education, get it easily through the Hero FinCorp website ...

February 17, 2025 1296 Views 0 comment Print

Format of Intercompany Loan Agreement for Holding & Subsidiary Company

Finance : Explore the significance of an intercompany loan agreement between a holding company and its subsidiary in India. Learn how it fos...

November 6, 2023 21246 Views 0 comment Print


Latest News


Draft Format of Loan Agreement

Finance : A detailed personal loan agreement between a lender and borrowers, outlining disbursement, repayment terms, joint liability, defau...

July 9, 2025 4923 Views 0 comment Print

Draft Format of Outstanding Debt recovery Letter

CA, CS, CMA : To, Address City, Maharashtra, 422001. Subject : First Reminder for Late Payment Dear Sir/Maam, It has come to our attention that ...

August 4, 2021 161337 Views 1 comment Print

Draft Loan Agreement

Finance : To be printed in stamp paper of Rs.______________ (based on the respective Stamp Act applicable)  LOAN AGREEMENT LOAN AGREEMENT B...

October 19, 2020 416856 Views 5 comments Print

Salient features of Model Education Loan Scheme

Finance : Interest on Education Loans All Scheduled Commercial Banks provide Education Loan to students. IBA has formulated and circulated t...

July 1, 2019 2304 Views 0 comment Print

Education Loan – Eligibility Criteria for interest subsidy

Finance : Students whose parental income is less than Rs. 4.5 lakhs per annum and are enrolled in recognized technical & professional course...

March 27, 2012 3573 Views 0 comment Print


Latest Judiciary


Proper Legal Procedure for Loan Recovery & Vehicle Seizure to be followed: NCDRC

Corporate Law : In present facts of the case, the Revision Petition (RP) has been filed by the Petitioner against Respondents under section 21 (b)...

September 26, 2023 17256 Views 2 comments Print

Education Loan cannot be denied merely for Low CIBIL Score of Co-Borrowers

Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...

May 18, 2022 8916 Views 0 comment Print

RBI Responsible for Monitoring Compliance of Loan Moratorium Circular: HC

Fema / RBI : The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises o...

July 8, 2020 2748 Views 0 comment Print

Educational Loan cannot be rejected for Unsatisfactory Credit Scores of parents

Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...

July 3, 2020 4809 Views 1 comment Print

Income from trading of shares will be speculative business within meaning of provision of Explanation to section 73

Income Tax : The provisions of Explanation to section 73 do not distinguish between the transaction of trading in shares on actual delivery or ...

December 28, 2009 7643 Views 0 comment Print


Latest Notifications


RBI Circular to RBs – Priority Sector Lending Categorisation of activities under service under the MSMED Act, 2006

Fema / RBI : In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the guidelines on lending to priority sector enclosed to circular RPCD.No.R...

October 6, 2009 757 Views 0 comment Print


Draft Loan Agreement

October 19, 2020 416856 Views 5 comments Print

To be printed in stamp paper of Rs.______________ (based on the respective Stamp Act applicable)  LOAN AGREEMENT LOAN AGREEMENT BETWEEN Mr A son of Mr. B, residing at (Address of the loan provider) AND Mr. C son of Mr. D, residing at(Address of the borrower) THIS AGREEMENT made and entered into at(Place—-) this (Date ———) […]

The Importance of Choosing the Right Personal Loan Lender

August 14, 2020 1455 Views 0 comment Print

Taking out a loan is a major financial decision. You put your credibility on the line, and it tests your sense of responsibility in paying your debts on time. However, the borrower does not only hold the weight of the responsibility. The lender shares the same burden as they need to present that they are […]

RBI Responsible for Monitoring Compliance of Loan Moratorium Circular: HC

July 8, 2020 2748 Views 0 comment Print

The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises out of the implementation or not of a Circular issued by the RBI. RBI is therefore directed to monitor the implementation of the Circular, including verification of whether there are Board-approved policies formulated by each of the lenders

Educational Loan cannot be rejected for Unsatisfactory Credit Scores of parents

July 3, 2020 4809 Views 1 comment Print

In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner’s father showed that there was a default in a commercial vehicle loan availed by him.

Know the Benefits of Personal Loan Balance Transfer

January 31, 2020 2658 Views 0 comment Print

If your EMIs are weighing down on your finances, the best and secure way out is a personal loan balance transfer. Learn about its benefits and apply for a personal loan balance transfer on Finserv MARKETS.

Fund Raising: All you need to know about

January 5, 2020 11823 Views 2 comments Print

Funding means and includes the money required to start and run a business. It is a financial investment in a Company by the owner or external personal for expansion, product development, sales and marketing, office spaces, manufacturing and inventory. Many startups choose to not raise funding from third parties and are funded by their founders […]

How to find a CA Loan with fewer charges and Maximum Benefits?

December 18, 2019 4125 Views 1 comment Print

Eligibility for a CA loan? CA loans are the loans that are issued to CAs for professional and personal requirements. These loans are offered to Chartered Accountants on the basis of their existing practice. They need to give a CoP (certificate of Practice) of at least four years before the date of loan application. CA […]

Salient features of Model Education Loan Scheme

July 1, 2019 2304 Views 0 comment Print

Interest on Education Loans All Scheduled Commercial Banks provide Education Loan to students. IBA has formulated and circulated to all member banks a ‘Model Education Loan Scheme’ for providing financial support to meritorious students for pursuing higher education in India and abroad. Salient features of the scheme inter-alia include; I. Loan uptoRs 10 lakh for […]

How to keep your small business alive with a Working Capital Loan

June 19, 2019 1599 Views 0 comment Print

Working capital, which is the difference between a business’ current assets and liabilities, is a measure of the liquidity available to meet day-to-day expenses. While it is important for the functioning of every business, it is particularly crucial for small businesses whose needs may be ad-hoc in nature. For example, you may find yourself needing […]

All you need to know about personal loans

June 18, 2019 8301 Views 0 comment Print

Usually, personal loans are unsecured loans and are available for both self-employed and salaried borrowers in order to help them to meet their private expenses that are immediate and urgent in nature. As mentioned above that the personal loans are unsecured loans and can be availed quickly without any security. However, the interest rate on […]

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