loans

Working capital, which is the difference between a business’ current assets and liabilities, is a measure of the liquidity available to meet day-to-day expenses. While it is important for the functioning of every business, it is particularly crucial for small businesses whose needs may be ad-hoc in nature. For example, you may find your...

Usually, personal loans are unsecured loans and are available for both self-employed and salaried borrowers in order to help them to meet their private expenses that are immediate and urgent in nature. As mentioned above that the personal loans are unsecured loans and can be availed quickly without any security. However, the interest rate...

An instant personal loan is one of the key financial tools that can provide you with funds without delays. You are free to utilize the funds availed of an instant personal loan for many of your purposes without usage limitations. Personal loans are also unsecured loan type, which means that you don’t need to provide […]...

If you are planning to buy a new vehicle then a car loan can help you finance that. Today, it is quite easy to avail of a car loan because most of the process of acquiring a loan can be completed online. However, people still keep making the wrong financial decisions regarding taking a loan. […]...

There is a thought that business loans should only be taken when the profits are down and the business needs to survive. However, the truth is that a profitable business can benefit from taking a loan to unlock its full potential. Working capital is often the biggest constraint for small businesses that are going through a growth phase....

The MSME (Micro Small and Medium Enterprises) sector in India is expanding at a very fast pace and because of their increasing expansion, the Government time and again introduces new business loan schemes for this sector. The loan schemes are initiated through some of the programmes as mentioned below: A. MUDRA (Pradhan Mantri Mudra Yojan...

With the rise in incomes over the years, owning a car is no more a status symbol. While some of the commuters might prefer public transport or cabs, having one automobile in a family of four is a common thing now. For most of the people, it’s also related to their professional growth. The higher […]...

Every company experiences its ups and downs. During productive times, there are enough funds to see smooth sailing. However, when the market sees a downfall, you might have to look for other sources to fund the short-term financial crunch. In such a situation, a short-term business loan could help you manage and grow your business. [&hell...

When you are going through a cash crunch, then a short-term personal loan can often be a life-saver. In fact, people take loans for all kinds of purposes- international trips, purchase of two-wheelers, and even marriages. However, are there some situations in which you should steer clear of getting a loan? ...

The RBI or Reserve Bank of India controls monetary policies to regulate credit, banking and inflation in the country. In order to ensure a balanced supply of money, the RBI oversees the functions of financial institutions affecting the mandate on which you get loans and make investments. The rates decided by the RBI, including SLR, [&hell...