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25 Common Mistakes in Project Reports That Cause Bank Loan Rejection

Finance : The article explains the most frequent errors in project reports, including unrealistic projections and incorrect financial calcul...

May 10, 2026 891 Views 0 comment Print

Business Loan EMI Calculator: Plan Repayments and Avoid Penalties

Finance : Learn how EMI calculators help businesses estimate repayments accurately and avoid financial strain. The key takeaway is improved ...

March 30, 2026 333 Views 0 comment Print

Gold Loans Made Easy: Use a Gold Loan Calculator to Know How Much You Can Borrow

Finance : Use a Gold Loan Calculator to estimate your maximum loan amount based on gold purity, weight, and RBI's LTV ratio. Check eligibili...

October 14, 2025 762 Views 0 comment Print

Apply Hero FinCorp Personal Loan Online and Calculate EMIs in 3 Simple Steps

Finance : #AD Whether you need funds for a wedding, home renovation, vacation, or education, get it easily through the Hero FinCorp website ...

February 17, 2025 1296 Views 0 comment Print

Format of Intercompany Loan Agreement for Holding & Subsidiary Company

Finance : Explore the significance of an intercompany loan agreement between a holding company and its subsidiary in India. Learn how it fos...

November 6, 2023 21246 Views 0 comment Print


Latest News


Draft Format of Loan Agreement

Finance : A detailed personal loan agreement between a lender and borrowers, outlining disbursement, repayment terms, joint liability, defau...

July 9, 2025 4923 Views 0 comment Print

Draft Format of Outstanding Debt recovery Letter

CA, CS, CMA : To, Address City, Maharashtra, 422001. Subject : First Reminder for Late Payment Dear Sir/Maam, It has come to our attention that ...

August 4, 2021 161337 Views 1 comment Print

Draft Loan Agreement

Finance : To be printed in stamp paper of Rs.______________ (based on the respective Stamp Act applicable)  LOAN AGREEMENT LOAN AGREEMENT B...

October 19, 2020 416856 Views 5 comments Print

Salient features of Model Education Loan Scheme

Finance : Interest on Education Loans All Scheduled Commercial Banks provide Education Loan to students. IBA has formulated and circulated t...

July 1, 2019 2304 Views 0 comment Print

Education Loan – Eligibility Criteria for interest subsidy

Finance : Students whose parental income is less than Rs. 4.5 lakhs per annum and are enrolled in recognized technical & professional course...

March 27, 2012 3573 Views 0 comment Print


Latest Judiciary


Proper Legal Procedure for Loan Recovery & Vehicle Seizure to be followed: NCDRC

Corporate Law : In present facts of the case, the Revision Petition (RP) has been filed by the Petitioner against Respondents under section 21 (b)...

September 26, 2023 17256 Views 2 comments Print

Education Loan cannot be denied merely for Low CIBIL Score of Co-Borrowers

Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...

May 18, 2022 8916 Views 0 comment Print

RBI Responsible for Monitoring Compliance of Loan Moratorium Circular: HC

Fema / RBI : The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises o...

July 8, 2020 2748 Views 0 comment Print

Educational Loan cannot be rejected for Unsatisfactory Credit Scores of parents

Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...

July 3, 2020 4809 Views 1 comment Print

Income from trading of shares will be speculative business within meaning of provision of Explanation to section 73

Income Tax : The provisions of Explanation to section 73 do not distinguish between the transaction of trading in shares on actual delivery or ...

December 28, 2009 7643 Views 0 comment Print


Latest Notifications


RBI Circular to RBs – Priority Sector Lending Categorisation of activities under service under the MSMED Act, 2006

Fema / RBI : In terms of paragraphs 2.1.1 and 2.1.2 of Section I of the guidelines on lending to priority sector enclosed to circular RPCD.No.R...

October 6, 2009 757 Views 0 comment Print


Who Repays Personal Loan After the Borrower Dies? Important Guide

August 31, 2023 5745 Views 0 comment Print

An instant personal loan is a popular way that many use to bridge financial gaps, be it during weddings, medical emergencies or more. Lenders offer affordable interest rates and flexible repayment plans to ensure one can repay the loan comfortably and conveniently.

Instant Personal Loans for Any Purpose: Speedy Approval and Disbursement

July 24, 2023 1110 Views 0 comment Print

In an economy as fast-paced as ours, financial needs in families can arise unexpectedly. Whether it is a medical emergency, home renovation, or a dream vacation, having access to quick funds is essential for all.

Comprehensive Guide to Secured and Unsecured Loans in India

July 11, 2023 2805 Views 0 comment Print

Discover the various types of loans available in India, including secured loans like home loans, gold loans, vehicle loans, and more, as well as unsecured loans like personal loans, short-term business loans, education loans, and credit cards. Understand the advantages and disadvantages of each loan type to make informed borrowing decisions.

10 Essential Tips for Getting a Personal Loan Approved

July 7, 2023 1644 Views 1 comment Print

When it comes to obtaining a personal loan, understanding the factors that influence loan approval can significantly increase your chances of success. Whether you need funds for a major purchase, debt consolidation, or an unexpected expense, these ten essential tips will guide you through the process and enhance your chances of getting your personal loan approved.

How to Prepare a Project Report for Bank Loan Approval

March 25, 2023 39480 Views 1 comment Print

Learn how to prepare a comprehensive project report for bank loan approval in India. Explore the essential elements, including executive summary, company profile, market analysis, financial plan, and more. Increase your chances of securing funding with a well-structured project report.

How to apply for a personal loan instantly?

July 22, 2022 606 Views 0 comment Print

A warning sign never precedes financial emergencies. In an emergency, a personal loan can help protect your savings and handle any additional expenditure that might come your way.

Education Loan cannot be denied merely for Low CIBIL Score of Co-Borrowers

May 18, 2022 8916 Views 0 comment Print

Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of education loan. The petitioner wanted to study Post Graduate Diploma in Management (Securities Market) in the National Institute of Securities Markets (NISM), Navi Mumbai. The petitioner submitted application for education loan of ₹7,30,000/- to […]

How to Prepare CMA Data for Bank Loan | Credit Monitoring Arrangement

October 30, 2021 218457 Views 1 comment Print

Now a days, to manage working capital requirements, entrepreneurs are moving towards bank to raise funds at cheaper rate instead of investing their own funds. Banks are also interested in giving loans to businesses that have strong financial and repayment capacity. When we approach bank then they ask for Project report and CMA data of […]

How To Prepare Balance Sheet For Bank Loan

October 24, 2021 80613 Views 4 comments Print

After the demonetization period, banks have received ample deposits which they are offering to peoples in the form of loans at reduced interest rates. And after the passage of lockdown period due to COVID-19, now peoples are approaching banks for loan purpose. If you want to take business loan from bank to expand your existing […]

5 Ways to Get Better Interest Rate on a Personal Loan

October 6, 2021 1818 Views 0 comment Print

A personal loan can finance big expenses like those for education, wedding, home refurbishments, and also various emergencies. To optimise your user experience, look for various benefits offered by lenders like a flexible repayment tenure, and online applications and quick disbursals of loans. Balance transfers of existing personal loans and credit cards at pocket-friendly rates can be a bonus benefit!

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