Finance : The evolution of India’s financial architecture is increasingly defined by the tension between rapid digitisation and the persis...
Finance : Education loans help students pursue higher studies without financial stress. However, lenders carefully assess your eligibility, ...
SEBI : SEBI proposes omitting technical defaults from CRA guidelines to improve rating accuracy and consistency, preventing unintended ma...
Fema / RBI : आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और ...
Finance : If you're trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score...
Finance : The consultation paper proposes making credit rating withdrawal provisions principle-based rather than limited to specific situati...
SEBI : The proposal allows credit rating agencies to rate instruments under other regulators even where no formal guidelines exist. This ...
Finance : The government addresses concerns about CIBIL scores, detailing how credit information companies are regulated and the steps taken...
Fema / RBI : Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve ...
CA, CS, CMA : It is hereby clarified that under the provisions of Chartered Accountants Act,1949 it is not permissible to members to share clien...
Income Tax : The Court directed issuance of a new PAN after a duplicate allotment caused the petitioner’s financial record to be linked to an...
Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...
Finance : The issue under consideration is whether the writ petition filed against credit rating agency by stating that they are not authori...
Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...
Corporate Law : The Finance Ministry has permitted Aadhaar-based authentication for accessing credit information reports, subject to user consent ...
Fema / RBI : RBI mandates new credit info reporting rules for institutions post-license cancellation, ensuring borrowers' repayment histories r...
Fema / RBI : RBI directs Credit Institutions to report credit information to Credit Information Companies fortnightly, effective January 1, 202...
SEBI : SEBI's circular authorizes Credit Rating Agencies (CRAs) to conduct ratings in IFSC-GIFT City under IFSCA guidelines. Learn implic...
SEBI : SEBI updates Credit Rating Agencies Regulations, defining "liquid asset" and ensuring effective rating processes. Learn about the ...
The consultation paper proposes making credit rating withdrawal provisions principle-based rather than limited to specific situations. The aim is to align regulations with evolving market practices and global standards.
The Finance Ministry has permitted Aadhaar-based authentication for accessing credit information reports, subject to user consent and availability of alternative ID options.
The evolution of India’s financial architecture is increasingly defined by the tension between rapid digitisation and the persistent exclusion of a significant portion of the population from formal credit channels.
The proposal allows credit rating agencies to rate instruments under other regulators even where no formal guidelines exist. This addresses market gaps while introducing safeguards to protect investors.
The Court directed issuance of a new PAN after a duplicate allotment caused the petitioner’s financial record to be linked to another person’s loan defaults.
The government addresses concerns about CIBIL scores, detailing how credit information companies are regulated and the steps taken to protect consumers.
Education loans help students pursue higher studies without financial stress. However, lenders carefully assess your eligibility, whether you are a student or a co-applicant parent/guardian, before approving the loan. One of the most important factors they consider is your CIBIL score.
Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve credit access and inclusivity.
RBI mandates new credit info reporting rules for institutions post-license cancellation, ensuring borrowers’ repayment histories remain updated.
SEBI proposes omitting technical defaults from CRA guidelines to improve rating accuracy and consistency, preventing unintended market consequences.
