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सिबिल स्कोर बना सिरदर्द: अब जागा आरबीआई और लागू किए सख्त नियम

Fema / RBI : आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और ...

November 23, 2023 4197 Views 0 comment Print

How to Improve Your Chances of Getting Approved for a Personal Loan with Low Credit Score

Finance : If you're trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score...

September 1, 2023 873 Views 0 comment Print

Minimum CIBIL Score for a Home Loan: What You Need to Know?

Finance : A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decid...

August 28, 2023 1011 Views 0 comment Print

4 Ways in Which Disputing Errors in Your Credit Report Helps Your Credit Score

Finance : Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly ...

June 28, 2023 507 Views 0 comment Print

Alternative Data Scoring

Finance : Traditionally lender’s uses Credit Scoring as a major tool in its Credit Underwriting process. Traditionally lender verifies the...

March 29, 2023 1092 Views 0 comment Print


Latest News


Auditor cannot share client info with Credit Rating Agencies unless permitted: ICAI

CA, CS, CMA : It is hereby clarified that under the provisions of Chartered Accountants Act,1949 it is not permissible to members to share clien...

January 5, 2021 7335 Views 0 comment Print

68% of borrowers are unaware of their CIBIL score, reveals Home Credit Survey

Finance : ♦ Patna reports lowest literacy levels with only 22% of borrowers aware of their CIBIL score, followed by Kolkata (25%) and Mumb...

December 3, 2020 4362 Views 0 comment Print

Moody’s upgrade Sovereign Credit Rating of India to Baa2 from Baa3

Finance : Moody’s Investors Service (“Moody’s”) has upgraded the Government of India’s local and foreign curre...

November 17, 2017 2157 Views 0 comment Print

Free Credit Information or CIBIL Report to individual assessee

Fema / RBI : WEF 01.01.2017, all Credit Information Companies shall provide, upon request provide a Free Full Credit Report popularly known as ...

December 10, 2016 9778 Views 2 comments Print

CIBIL Report one of the factors to be considered before granting any loan

Fema / RBI : The information contained in the CIR (which contains credit score) would be one of the factors that banks would consider before gr...

December 5, 2016 1678 Views 0 comment Print


Latest Judiciary


Education Loan cannot be denied merely for Low CIBIL Score of Co-Borrowers

Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...

May 18, 2022 8196 Views 0 comment Print

HC dismissed WP Filed against Credit Rating Agency as it is Private Body & Not ‘State’ as per Constitution

Finance : The issue under consideration is whether the writ petition filed against credit rating agency by stating that they are not authori...

October 16, 2020 1662 Views 0 comment Print

Educational Loan cannot be rejected for Unsatisfactory Credit Scores of parents

Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...

July 3, 2020 4125 Views 1 comment Print


Latest Notifications


SEBI Circular on CRAs Sharing Information with Debenture Trustees (DTs)

SEBI : Introduction: The Securities and Exchange Board of India (SEBI) has recently released Circular No. SEBI/HO/DDHS/DDHS-POD2/P/CIR/20...

September 4, 2023 396 Views 0 comment Print

SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023

SEBI : Gain insights into SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023 for ESG rating providers. This analysis explores t...

July 3, 2023 3537 Views 0 comment Print

Basel III Capital Regulations – Eligible Credit Rating Agencies

Fema / RBI : Banks are advised to use ratings of following domestic credit rating agencies for risk weighting their claims for capital adequacy...

January 9, 2023 924 Views 0 comment Print

Suspension, Cancellation or Surrender of Certificate of Registration of CRA

SEBI : On and from the date of the Order, or the date of submission of request for surrender of certificate of registration to SEBI, as a...

October 13, 2022 633 Views 0 comment Print

SEBI Policy on Provisional Credit Rating Rating for Debt Instruments

SEBI : All Provisional Ratings (‘long term’ or ‘short term’) for debt instruments shall be prefixed as ‘Provisional’ before t...

April 27, 2021 576 Views 0 comment Print


Latest Posts in credit rating

सिबिल स्कोर बना सिरदर्द: अब जागा आरबीआई और लागू किए सख्त नियम

November 23, 2023 4197 Views 0 comment Print

आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और लागू किए गए सख्त नियम का पालन करें. सोचिए अपने सिबिल स्कोर को!

SEBI Circular on CRAs Sharing Information with Debenture Trustees (DTs)

September 4, 2023 396 Views 0 comment Print

Introduction: The Securities and Exchange Board of India (SEBI) has recently released Circular No. SEBI/HO/DDHS/DDHS-POD2/P/CIR/2023/151 dated September 4, 2023. This circular addresses the mechanism for the sharing of information by Credit Rating Agencies (CRAs) to Debenture Trustees (DTs). The aim is to enhance the efficiency and accessibility of data sharing while ensuring compliance with the […]

How to Improve Your Chances of Getting Approved for a Personal Loan with Low Credit Score

September 1, 2023 873 Views 0 comment Print

If you’re trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score is. In simplest terms, a credit score is a numerical representation of your creditworthiness, or how likely you are to repay borrowed money.

Minimum CIBIL Score for a Home Loan: What You Need to Know?

August 28, 2023 1011 Views 0 comment Print

A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decide whether or not to approve your loan. This is because it is linked to your creditworthiness as it is calculated based on your credit history.

SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023

July 3, 2023 3537 Views 0 comment Print

Gain insights into SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023 for ESG rating providers. This analysis explores the applicability, registration process, categories, conditions, code of conduct, and more, ensuring transparency and reliability in ESG ratings.

4 Ways in Which Disputing Errors in Your Credit Report Helps Your Credit Score

June 28, 2023 507 Views 0 comment Print

Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly and on affordable terms. While your report is generally accurate, there may be instances where it may not represent the correct information.

Alternative Data Scoring

March 29, 2023 1092 Views 0 comment Print

Traditionally lender’s uses Credit Scoring as a major tool in its Credit Underwriting process. Traditionally lender verifies the Customer’s Credit Worthiness through the Credit Score of an individual.

Credit Score – History, Types, Computation, Importance, Components

March 25, 2023 1395 Views 0 comment Print

Understand the significance of Credit Score – its history, types, computation, and importance. Explore the components that make up your creditworthiness, and learn how to improve your credit score for better financial opportunities.

Importance of Credit Score

March 8, 2023 903 Views 0 comment Print

Discover the importance of credit scores & how they impact financial decisions. Learn how to maintain a good credit score for better loan opportunities and financial stability.

Basel III Capital Regulations – Eligible Credit Rating Agencies

January 9, 2023 924 Views 0 comment Print

Banks are advised to use ratings of following domestic credit rating agencies for risk weighting their claims for capital adequacy purposes