Finance : The evolution of India’s financial architecture is increasingly defined by the tension between rapid digitisation and the persis...
Finance : Education loans help students pursue higher studies without financial stress. However, lenders carefully assess your eligibility, ...
SEBI : SEBI proposes omitting technical defaults from CRA guidelines to improve rating accuracy and consistency, preventing unintended ma...
Fema / RBI : आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और ...
Finance : If you're trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score...
Finance : The consultation paper proposes making credit rating withdrawal provisions principle-based rather than limited to specific situati...
SEBI : The proposal allows credit rating agencies to rate instruments under other regulators even where no formal guidelines exist. This ...
Finance : The government addresses concerns about CIBIL scores, detailing how credit information companies are regulated and the steps taken...
Fema / RBI : Explore challenges faced by first-time borrowers and informal sector workers due to limited CIBIL scores, and measures to improve ...
CA, CS, CMA : It is hereby clarified that under the provisions of Chartered Accountants Act,1949 it is not permissible to members to share clien...
Income Tax : The Court directed issuance of a new PAN after a duplicate allotment caused the petitioner’s financial record to be linked to an...
Corporate Law : Kiran David Vs Assistant General Manager State Bank of India (Kerala High Court) The petitioners are aggrieved by the denial of ed...
Finance : The issue under consideration is whether the writ petition filed against credit rating agency by stating that they are not authori...
Finance : In the present case, the education loan application had been declined on the ground that the CIBIL report of the petitioner's fath...
Corporate Law : The Finance Ministry has permitted Aadhaar-based authentication for accessing credit information reports, subject to user consent ...
Fema / RBI : RBI mandates new credit info reporting rules for institutions post-license cancellation, ensuring borrowers' repayment histories r...
Fema / RBI : RBI directs Credit Institutions to report credit information to Credit Information Companies fortnightly, effective January 1, 202...
SEBI : SEBI's circular authorizes Credit Rating Agencies (CRAs) to conduct ratings in IFSC-GIFT City under IFSCA guidelines. Learn implic...
SEBI : SEBI updates Credit Rating Agencies Regulations, defining "liquid asset" and ensuring effective rating processes. Learn about the ...
RBI directs Credit Institutions to report credit information to Credit Information Companies fortnightly, effective January 1, 2025, for timely credit assessment.
SEBI’s circular authorizes Credit Rating Agencies (CRAs) to conduct ratings in IFSC-GIFT City under IFSCA guidelines. Learn implications and regulatory details.
SEBI updates Credit Rating Agencies Regulations, defining “liquid asset” and ensuring effective rating processes. Learn about the 2024 amendments here.
Explore SEBI latest circular enhancing ease of doing business for Credit Rating Agencies (CRAs) with updated timelines and disclosures.
आरबीआई और सिबिल स्कोर बनाएं सिरदर्द: अब आरबीआई और लागू किए गए सख्त नियम का पालन करें. सोचिए अपने सिबिल स्कोर को!
Introduction: The Securities and Exchange Board of India (SEBI) has recently released Circular No. SEBI/HO/DDHS/DDHS-POD2/P/CIR/2023/151 dated September 4, 2023. This circular addresses the mechanism for the sharing of information by Credit Rating Agencies (CRAs) to Debenture Trustees (DTs). The aim is to enhance the efficiency and accessibility of data sharing while ensuring compliance with the […]
If you’re trying to apply for a personal loan with a low credit score, the first step is understanding exactly what a credit score is. In simplest terms, a credit score is a numerical representation of your creditworthiness, or how likely you are to repay borrowed money.
A CIBIL score is one of the critical factors that determine your home loan eligibility. Based on this 3-digit score, lenders decide whether or not to approve your loan. This is because it is linked to your creditworthiness as it is calculated based on your credit history.
Gain insights into SEBI (Credit Rating Agencies) (Amendment) Regulations, 2023 for ESG rating providers. This analysis explores the applicability, registration process, categories, conditions, code of conduct, and more, ensuring transparency and reliability in ESG ratings.
Your credit score and report form a crucial part of your financial profile. They also impact your ability to access funds quickly and on affordable terms. While your report is generally accurate, there may be instances where it may not represent the correct information.
