RBI Notifications includes Notifications, Circulars, Guidelines, Press release issued by Reserve Bank of India & GOI Related to Banking and Fema Law.
Fema / RBI : The issue involved delayed recognition of credit losses under the earlier framework. RBI introduced ECL to ensure probability-base...
Fema / RBI : RBI clarified that the Digital Rupee is legal tender with features similar to physical cash. It enables secure, instant, and fee-f...
Fema / RBI : The issue concerns alternative settlement mechanisms for international trade. The framework allows INR-based transactions with fle...
Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...
Fema / RBI : The RBI clarifies which entities must file FLA returns and outlines the complete online filing process. The key takeaway is mandat...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...
Fema / RBI : The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises o...
Fema / RBI : Harsh Nitin Gokhale Vs Reserve Bank of India & Ors (Supreme Court) In the present case, writ petition file seeking relief to e...
Fema / RBI : Directorate of Enforcement Vs. Subhash Muljimal Gandhi ( Delhi HC)- that interest at the rate of 6% per annum under Rule 8 could ...
Fema / RBI : Ketan V. Parekh Vs. Special Director, Directorate of Enforcement and another (Supreme Court)- Ketan Parikh, Kartik Parikh and M/s....
Fema / RBI : Binod Kumar Versus State of Jharkhand & Others- In the impugned judgment, it is mentioned that the basic allegation is amassing of...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Small Finance Banks after identifying operational difficulties in maintai...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Payments Banks after identifying operational challenges in maintaining IF...
The central bank has notified comprehensive directions governing how NBFCs must present and disclose financial statements. The rules apply across regulatory layers to enhance consistency, transparency, and supervisory oversight. Immediate implementation underscores tighter reporting discipline.
RBI’s 2025 Directions overhaul debit card norms for rural co-operative banks, strengthening customer consent, blocking procedures, and grievance redressal to curb misuse.
The Directions clarify that outsourcing does not transfer responsibility to third parties. Boards and senior management remain answerable to customers and regulators for all outsourced activities.
The RBI consolidated all credit rules for rural co-operative banks in 2025, tightening digital lending, gold loans, microfinance and guarantees to improve transparency, borrower protection and risk management.
New directions allow dividends only when capital adequacy, asset quality, and liquidity norms are met. The key takeaway is that payouts are now firmly linked to financial strength and prudential compliance.
The RBI has issued uniform rules on interest rates for deposits of rural co-operative banks. The Directions emphasise transparency, non-negotiable rates, and depositor protection.
The Directions introduce early stress detection, strict governance, and time-bound resolution mechanisms. The key takeaway is faster recovery with reduced discretion and stronger Board oversight.
The regulator has issued detailed directions standardising balance sheet formats, disclosures, and accounting treatment for rural co-operative banks. The key takeaway is stricter transparency and uniform compliance with accounting standards.
The RBI has laid down stricter prudential conditions for UCBs to declare dividends. Only banks meeting capital adequacy, asset quality, and compliance benchmarks can distribute profits.
The RBI has overhauled capital adequacy norms for rural co-operative banks, mandating a 9% CRAR and detailed Tier 1 and Tier 2 capital rules. The move strengthens prudential regulation and risk management across the sector.
