RBI Notifications includes Notifications, Circulars, Guidelines, Press release issued by Reserve Bank of India & GOI Related to Banking and Fema Law.
Fema / RBI : The issue involved delayed recognition of credit losses under the earlier framework. RBI introduced ECL to ensure probability-base...
Fema / RBI : RBI clarified that the Digital Rupee is legal tender with features similar to physical cash. It enables secure, instant, and fee-f...
Fema / RBI : The issue concerns alternative settlement mechanisms for international trade. The framework allows INR-based transactions with fle...
Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...
Fema / RBI : The RBI clarifies which entities must file FLA returns and outlines the complete online filing process. The key takeaway is mandat...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...
Fema / RBI : The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises o...
Fema / RBI : Harsh Nitin Gokhale Vs Reserve Bank of India & Ors (Supreme Court) In the present case, writ petition file seeking relief to e...
Fema / RBI : Directorate of Enforcement Vs. Subhash Muljimal Gandhi ( Delhi HC)- that interest at the rate of 6% per annum under Rule 8 could ...
Fema / RBI : Ketan V. Parekh Vs. Special Director, Directorate of Enforcement and another (Supreme Court)- Ketan Parikh, Kartik Parikh and M/s....
Fema / RBI : Binod Kumar Versus State of Jharkhand & Others- In the impugned judgment, it is mentioned that the basic allegation is amassing of...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Small Finance Banks after identifying operational difficulties in maintai...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Payments Banks after identifying operational challenges in maintaining IF...
The regulator has introduced comprehensive rules on income recognition, asset classification, and provisioning for rural co-operative banks. The move tightens NPA identification and strengthens transparency in financial statements.
The 2025 framework tightens norms on issuance, pricing, consent, and customer protection for NBFC-issued credit cards, aiming to curb mis-selling and unfair practices.
Individuals are now entitled to one free full credit report each year with calibrated credit scores. This improves transparency and empowers consumers to monitor and correct their credit profiles.
RBI has released the 2025 Miscellaneous Directions governing commercial banks, with selective provisions for gold-dealing banks, primary dealers, and private sector banks. The update clarifies applicability and strengthens regulatory oversight.
The regulator issued a consolidated KYC framework for ARCs, mandating risk-based due diligence, digital/V-CIP safeguards, and stricter governance to curb money laundering and terrorist financing.
The 2025 Directions consolidate scattered circulars into a single framework governing what activities NBFCs may undertake and under what conditions. The key takeaway is tighter governance with clear permissions, caps, and safeguards across NBFC categories.
The RBI has introduced binding norms for RRB credit and debit cards, focusing on consent, transparency, and consumer protection. Unsolicited cards and opaque charges are strictly barred.
The central bank has issued new Directions mandating ethical and responsible business practices for urban co-operative banks. The rules aim to improve governance, transparency, and customer trust.
The Directions unify multiple credit-related instructions into a single framework for RRBs. They reinforce prudential safeguards while promoting responsible and transparent lending practices.
New directions mandate strict identification and reporting of wilful defaulters by asset reconstruction entities. The key takeaway is that borrowers labelled as wilful defaulters face continued credit restrictions until full resolution.
