RBI Notifications includes Notifications, Circulars, Guidelines, Press release issued by Reserve Bank of India & GOI Related to Banking and Fema Law.
Fema / RBI : The issue involved delayed recognition of credit losses under the earlier framework. RBI introduced ECL to ensure probability-base...
Fema / RBI : RBI clarified that the Digital Rupee is legal tender with features similar to physical cash. It enables secure, instant, and fee-f...
Fema / RBI : The issue concerns alternative settlement mechanisms for international trade. The framework allows INR-based transactions with fle...
Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...
Fema / RBI : The RBI clarifies which entities must file FLA returns and outlines the complete online filing process. The key takeaway is mandat...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...
Fema / RBI : The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises o...
Fema / RBI : Harsh Nitin Gokhale Vs Reserve Bank of India & Ors (Supreme Court) In the present case, writ petition file seeking relief to e...
Fema / RBI : Directorate of Enforcement Vs. Subhash Muljimal Gandhi ( Delhi HC)- that interest at the rate of 6% per annum under Rule 8 could ...
Fema / RBI : Ketan V. Parekh Vs. Special Director, Directorate of Enforcement and another (Supreme Court)- Ketan Parikh, Kartik Parikh and M/s....
Fema / RBI : Binod Kumar Versus State of Jharkhand & Others- In the impugned judgment, it is mentioned that the basic allegation is amassing of...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Small Finance Banks after identifying operational difficulties in maintai...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Payments Banks after identifying operational challenges in maintaining IF...
The regulator introduces uniform concentration risk rules for NBFCs, setting clear exposure caps and governance standards to prevent excessive borrower or sectoral risk.
The Directions standardise income recognition and NPA identification with strict, day-end based timelines. The key takeaway is faster, more transparent classification without reliance on security or net worth.
Rural co-operative banks must now report suit-filed and non-suit large defaulter accounts to credit bureaus every month. The ruling strengthens transparency and early risk detection for lenders.
The 2025 Directions overhaul credit risk management through board-approved policies, stricter appraisal norms, and enhanced oversight. The key takeaway is stronger governance and reduced systemic risk across NBFCs.
The RBI has notified fresh Asset Liability Management Directions for RRBs, setting uniform standards for liquidity, interest rate, and currency risk management. The move strengthens Board oversight and balance sheet discipline.
The central bank has notified fresh Directions under enhanced statutory powers. They apply immediately to all urban co-operative banks to strengthen regulatory oversight.
The issue was whether outsourcing IT services can dilute regulatory responsibility. RBI clarified that CICs, their boards, and management remain fully accountable despite third-party arrangements.
While restructuring remains prohibited for fraud and wilful default, settlements are permitted to maximise recovery. The ruling balances recovery speed with safeguards and ongoing penal action.
The 2025 Directions introduce uniform formats, strict timelines, and mandatory CIC membership for NBFCs. The key takeaway is tighter compliance and improved accuracy in credit information across the financial system.
RBI introduces updated Directions for Payments Banks, effective immediately, to enhance regulatory oversight and safeguard public interest. The framework clarifies applicability and reinforces operational discipline.
