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The IT Ecosystem of India Is Non-Democratic: A Critical Legal Analysis

Income Tax : Explains the centralization of digital platforms, surveillance powers, and opaque governance. Key takeaway: citizens have limited ...

November 22, 2025 399 Views 0 comment Print


Latest News


Govt Clarifies No Charges on UPI Transactions

Finance : Finance Ministry confirms no proposal to impose charges on UPI payments. Govt provided ₹8,730 crore support to sustain zero-char...

August 26, 2025 1098 Views 0 comment Print

UPI Hits Milestone with 16B Transactions Worth ₹23.49 Lakh Crore

Finance : UPI processed over 16B transactions worth ₹23.49 Lakh Crore in October 2024, marking significant growth in India’s digital pay...

December 6, 2024 483 Views 0 comment Print

Measures Against UPI Frauds and International Expansion

Finance : Learn about UPI transaction trends, fraud prevention measures, and India's plans to integrate UPI with global payment systems for ...

November 28, 2024 687 Views 0 comment Print

India to operationalise UPI on Ghana Interbank Payment & Settlement Systems

Finance : Discover insights from the 4th Session of India-Ghana JTC where UPI operationalization on Ghana Interbank Payment System and MoUs ...

May 6, 2024 756 Views 0 comment Print

NPCI Partners with Bank of Namibia for Deploying India’s UPI in Namibia

Finance : NPCI International collaborates with Bank of Namibia to deploy India's UPI in Namibia, boosting financial inclusion and modernizin...

May 2, 2024 999 Views 0 comment Print


Latest Notifications


NPCI Revises IMPS Chargeback Handling Process

Finance : NPCI to auto accept or reject IMPS chargebacks based on TCC/RET timing from Aug 27, 2025, applicable only to bulk upload/ODIR meth...

July 10, 2025 2286 Views 0 comment Print

UPI Chargeback Rules Modified for Genuine Disputes

Finance : NPCI modifies UPI chargeback rules, introducing RGNB for remitting banks to directly raise genuine disputes declined under existin...

June 20, 2025 3708 Views 0 comment Print

NPCI Mandates Bank Integration for Real-Time PAN-Bank Validation

Finance : NPCI mandates NACH banks to integrate a Real-Time PAN and Bank Account Validation API for government use, including the Income Tax...

June 17, 2025 1425 Views 0 comment Print

NPCI Launches NACH 3.0 for Enhanced Payment Processing

Corporate Law : NPCI introduces NACH 3.0, an upgraded platform with enhanced security, improved interface, and optimized file handling for member ...

June 6, 2025 1731 Views 0 comment Print

UPI: Beneficiary Name Verification Guidelines

Finance : NPCI mandates stricter beneficiary name display rules for UPI transactions. Only verified bank names will show to reduce errors an...

April 24, 2025 2112 Views 0 comment Print


Measures Against UPI Frauds and International Expansion

November 28, 2024 687 Views 0 comment Print

Learn about UPI transaction trends, fraud prevention measures, and India’s plans to integrate UPI with global payment systems for ease of transactions.

Revised Rejection Reason Codes for NACH E-Mandates

November 27, 2024 16884 Views 1 comment Print

NPCI updates NACH rejection codes to enhance clarity in mandate processing. Member banks must implement changes by January 1, 2025.

Implementation of AES Encryption in ONMAGS Application

November 18, 2024 1491 Views 0 comment Print

NPCI mandates AES-GCM encryption for ONMAGS users by January 2025, enhancing data security. Non-compliance risks service discontinuation.

New Transaction and Product Codes for DBT Transactions

November 16, 2024 2103 Views 0 comment Print

NPCI introduces new transaction codes for DBT under NACH. Changes apply to APBS and ACH transactions with updates effective November 23, 2024.

NPCI Guidelines on Cash Retraction in ATMs to Prevent Fraud

November 4, 2024 1815 Views 0 comment Print

NPCI advises on ATM cash retraction to prevent shutter overlay frauds, following RBI guidelines. Banks to implement risk measures and customer awareness programs.

Auto-replenishment of NETC FASTag and RuPay NCMC with UPI Autopay

September 23, 2024 1596 Views 0 comment Print

NPCI allows auto-replenishment of NETC FASTag and RuPay NCMC via UPI Autopay, exempting the 24-hour pre-debit notification requirement.

Implementation of Rs 5 Lakh limit per transaction for Tax Payment in UPI

August 24, 2024 1518 Views 0 comment Print

NPCI announces Rs 5 lakh UPI transaction limit for verified merchants in tax payment categories, effective from September 15, 2024.

Introduction of UPI Circle: Delegated Payments for secondary users

August 13, 2024 969 Views 0 comment Print

NPCI introduces UPI Circle, allowing primary users to delegate payment tasks to trusted secondary users with new security and limit guidelines.

India to operationalise UPI on Ghana Interbank Payment & Settlement Systems

May 6, 2024 756 Views 0 comment Print

Discover insights from the 4th Session of India-Ghana JTC where UPI operationalization on Ghana Interbank Payment System and MoUs on digital transformation were discussed. Insights on bilateral trade, investment, and cooperation.

NPCI Partners with Bank of Namibia for Deploying India’s UPI in Namibia

May 2, 2024 999 Views 0 comment Print

NPCI International collaborates with Bank of Namibia to deploy India’s UPI in Namibia, boosting financial inclusion and modernizing payment systems.

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