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NCDRC/SCDRC

Latest Posts in NCDRC/SCDRC

Silence Cannot Be Taken As Agreement In Insurance Proposals: NCDRC

August 12, 2025 687 Views 0 comment Print

The NCDRC ruled in favor of SBI Life, stating no insurance contract was formed since the insurer had not communicated its acceptance before the proposer’s death.

Surveyor Report Not Definitive & Can Be Challenged With Credible Evidence: NCDRC

August 12, 2025 693 Views 0 comment Print

The NCDRC ruled on a hotel’s insurance claim, stating that a surveyor’s report is valid unless challenged with credible evidence. The hotel’s appeal was dismissed.

No Assumption of Deficiency in Service can be Made Without Evidence: NCDRC

August 12, 2025 705 Views 0 comment Print

The NCDRC has ruled that a surveyor’s report is not binding. The court ordered United India Insurance to pay a ₹3.5 crore claim, finding the denial of a fire claim was a deficiency in service.

Non-Disclosure & Misrepresentation Justify Claim Repudiation: NCDRC

August 12, 2025 480 Views 0 comment Print

NCDRC dismisses an appeal from Nancy Overseas, upholding the rejection of an insurance claim due to insufficient premium payment and non-disclosure of material facts.

Surveyor Report Can Act As Prerequisite For Claim But Not Conclusive or Binding

August 4, 2025 993 Views 0 comment Print

The NCDRC ruled that a surveyor’s report is a prerequisite but not conclusive for a claim. This decision emphasizes independent evidence over a surveyor’s findings.

Insurance Company’s Appeal Dismissed Over Delay by Delhi SCDRC

April 28, 2025 714 Views 0 comment Print

Delhi State Consumer Commission dismisses National Insurance Co. appeal due to 54-day delay, citing lack of sufficient cause and judicial precedents on limitation.

Doubt in Surveyor’s Report Leading to Non-Assessment by Insurance Company constitute Service Deficiency

October 12, 2023 1500 Views 0 comment Print

In present facts of the case, the National Commission observed that where the Final Surveyor’s Report credibility becomes doubtful and at the same time no assessment have been made by the Insurance Company casts a severe shadow on their inaction indicating towards a deficiency in service on the part of the Insurance Company as well.

Insurance Policy applicable to whole India & not limited to concerned premises of Insured

October 11, 2023 954 Views 0 comment Print

In present facts of the case, the National Commission allowed the Revision Petition filed by the Complainant by making observation that the Insurance Policy pertaining to theft would be applicable to whole India as provided in the Insurance Policy.

Insurance Claim Rejection Unjustified: No Link Between Depression & Fatal Cardiovascular Arrest

October 11, 2023 1389 Views 0 comment Print

In present facts of the case, the Revision Petition have been filed by the Petitioner – LIC against Respondents under section 21 (b) of Consumer Protection Act 1986, against the order dated 25.01.2019 of the State Consumer Disputes Redressal Commission Gujarat. The Complainants have also filed separate Consumer Complaint before the State Commission due to the pecuniary jurisdiction.

Medical Negligence to be proved According to Apex Court Standards: NCDRC

October 9, 2023 996 Views 0 comment Print

In present facts of the case, the National Commission while dismissing the Complaint observed that in the absence of any omission, rashness negligence much less gross negligence the allegation made against the Opposite Parties have not been established and hence no relief could be made out.

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