RBI Notifications includes Notifications, Circulars, Guidelines, Press release issued by Reserve Bank of India & GOI Related to Banking and Fema Law.
Fema / RBI : The issue involved delayed recognition of credit losses under the earlier framework. RBI introduced ECL to ensure probability-base...
Fema / RBI : RBI clarified that the Digital Rupee is legal tender with features similar to physical cash. It enables secure, instant, and fee-f...
Fema / RBI : The issue concerns alternative settlement mechanisms for international trade. The framework allows INR-based transactions with fle...
Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...
Fema / RBI : The RBI clarifies which entities must file FLA returns and outlines the complete online filing process. The key takeaway is mandat...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...
Fema / RBI : The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises o...
Fema / RBI : Harsh Nitin Gokhale Vs Reserve Bank of India & Ors (Supreme Court) In the present case, writ petition file seeking relief to e...
Fema / RBI : Directorate of Enforcement Vs. Subhash Muljimal Gandhi ( Delhi HC)- that interest at the rate of 6% per annum under Rule 8 could ...
Fema / RBI : Ketan V. Parekh Vs. Special Director, Directorate of Enforcement and another (Supreme Court)- Ketan Parikh, Kartik Parikh and M/s....
Fema / RBI : Binod Kumar Versus State of Jharkhand & Others- In the impugned judgment, it is mentioned that the basic allegation is amassing of...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Small Finance Banks after identifying operational difficulties in maintai...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Payments Banks after identifying operational challenges in maintaining IF...
The RBI has consolidated and strengthened norms for NBFCs accepting public deposits, prescribing stricter eligibility, liquidity, and disclosure requirements. The key takeaway is enhanced depositor protection through tighter prudential and operational controls.
The RBI has introduced a comprehensive framework capping single-borrower and group exposures while mandating stricter provisioning for large borrowers. The Directions aim to ensure strong risk diversification and protect SFBs from concentrated credit vulnerabilities.
The guidelines require banks to perform independent credit appraisal, enforce unsecured consumer credit limits, and verify promoter equity sources. By enhancing internal controls and scenario testing, the RBI aims to prevent adverse selection and credit concentration risks.
The issue involved aligning capital requirements with the scale and complexity of NBFCs. The Directions mandate differentiated capital, CET1, and leverage requirements based on regulatory layers.
The RBI has introduced comprehensive credit reporting norms for Small Finance Banks to ensure standardized, timely, and accurate borrower data. The framework strengthens transparency, SHG reporting, and data quality monitoring.
RBI’s 2025 Directions set out comprehensive guidelines for issuing credit, debit, and co-branded cards by small finance banks, focusing on customer protection and risk management.
The circular introduces consolidated Directions governing credit facilities for Small Finance Banks. It outlines RBI’s mandate, regulatory safeguards, and immediate applicability.
New Directions mandate a fair, transparent, two-stage process with notice, disclosure, and hearing before tagging a borrower as a wilful defaulter. The key takeaway is strengthened natural justice alongside tighter credit discipline.
RBI introduces a unified framework ensuring transparent, non-discriminatory interest rates on all domestic and non-resident deposits. Key takeaway: SFBs must follow strict policies on rate setting, premature withdrawals, and disclosure.
RBI introduces a detailed framework allowing SFBs to issue long-term bonds with CRR/SLR and PSL benefits. The Directions aim to boost infrastructure and affordable housing finance.
