RBI Notifications includes Notifications, Circulars, Guidelines, Press release issued by Reserve Bank of India & GOI Related to Banking and Fema Law.
Fema / RBI : The issue involved delayed recognition of credit losses under the earlier framework. RBI introduced ECL to ensure probability-base...
Fema / RBI : RBI clarified that the Digital Rupee is legal tender with features similar to physical cash. It enables secure, instant, and fee-f...
Fema / RBI : The issue concerns alternative settlement mechanisms for international trade. The framework allows INR-based transactions with fle...
Fema / RBI : The RBI maintained key policy rates unchanged, signaling confidence in economic stability and controlled inflation. The decision r...
Fema / RBI : The RBI clarifies which entities must file FLA returns and outlines the complete online filing process. The key takeaway is mandat...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The Reserve Bank of India has proposed a clear 5% IFR requirement for rural co-operative banks’ current investments. This change...
Fema / RBI : The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises o...
Fema / RBI : Harsh Nitin Gokhale Vs Reserve Bank of India & Ors (Supreme Court) In the present case, writ petition file seeking relief to e...
Fema / RBI : Directorate of Enforcement Vs. Subhash Muljimal Gandhi ( Delhi HC)- that interest at the rate of 6% per annum under Rule 8 could ...
Fema / RBI : Ketan V. Parekh Vs. Special Director, Directorate of Enforcement and another (Supreme Court)- Ketan Parikh, Kartik Parikh and M/s....
Fema / RBI : Binod Kumar Versus State of Jharkhand & Others- In the impugned judgment, it is mentioned that the basic allegation is amassing of...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Small Finance Banks after identifying operational difficulties in maintai...
Fema / RBI : RBI has amended Investment Fluctuation Reserve norms for Payments Banks after identifying operational challenges in maintaining IF...
The draft norms link dividend payouts by Payment Banks to their Tier 1 capital ratios and overall capital adequacy. Only well-capitalised banks with sustainable profits can distribute dividends, ensuring financial stability.
The regulator has introduced a capital-linked dividend framework for Small Finance Banks effective FY 2026–27. Dividend payouts are capped and graded based on Tier 1 capital ratios, ensuring distributions do not weaken financial resilience.
The regulator has linked dividend payouts to CET1 capital ratios and imposed an overall cap to protect financial stability. Banks must now align shareholder distributions with prudential capital buffers.
The regulations replace the 2000 framework and restrict resident participation in guarantees involving non-residents, subject to defined permissions and exemptions. They also introduce enhanced reporting and compliance requirements.
The central bank has released draft Directions revising dividend and profit remittance rules. The key takeaway is a proposed new methodology for calculating eligible dividend payouts.
The amendment directions comprehensively redefine related parties and tighten governance around loans to insiders. Banks must follow stricter limits, approvals, and monitoring to prevent conflicts of interest and concentration risk.
The amended directions introduce stricter definitions, prohibitions, and Board-level controls over related party lending by Small Finance Banks. Asset-based thresholds, recusal norms, and strong enforcement measures aim to curb conflicts of interest from April 2026.
The regulator has overhauled credit risk norms for Local Area Banks by redefining related parties and imposing stricter limits and approvals. The key takeaway is stronger governance and reduced conflict-of-interest risk in bank lending.
The amended directions introduce strict governance, approval thresholds, and monitoring mechanisms for loans to related parties. The key takeaway is stronger board oversight and reduced scope for conflicts of interest in RRB lending.
The regulator has overhauled credit risk rules to curb conflicts of interest in lending. Clear definitions, Board approvals, and materiality thresholds now govern related-party exposures.
