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Whether loss of goods sustained by insured, fall within the meaning of ‘burglary’ as stated in insurance policy

Corporate Law : In the present case, entry by the culprits was by removal of roof sheet which cannot be done without use of force. Hence, it would...

May 31, 2022 1890 Views 0 comment Print


Latest News


NCDRC Order Builder have to refund with interest to Homebuyer

Corporate Law : The Builder will have to refund the amount with interest to Homebuyer if possession of the flat is not given on time. Jaypee Build...

June 19, 2022 4227 Views 0 comment Print

NCDRC Orders Ramprastha & Blue Bell Protech to Refund Homebuyers’ Money

Corporate Law : The National Consumer Disputes Redressal Commission (NCDRC) has ordered to refund of the full amount paid by five homebuyers in a ...

March 30, 2021 1488 Views 0 comment Print


Latest Judiciary


Appeals Allowed Because Insurer Misapplied Exclusion Clause

Corporate Law : The Court held that exclusion clause 5 could not justify repudiation of the boiler explosion claim. The insurer cannot rely on pos...

November 15, 2025 261 Views 0 comment Print

Appeal Dismissed as Business-Automation Software Not Considered Consumer Use

Corporate Law : The Supreme Court applied the dominant-purpose principle and concluded that an established company buying specialized process-auto...

November 15, 2025 585 Views 0 comment Print

Silence Cannot Be Taken As Agreement In Insurance Proposals: NCDRC

Company Law : The NCDRC ruled in favor of SBI Life, stating no insurance contract was formed since the insurer had not communicated its acceptan...

August 12, 2025 750 Views 0 comment Print

Surveyor Report Not Definitive & Can Be Challenged With Credible Evidence: NCDRC

Corporate Law : The NCDRC ruled on a hotel's insurance claim, stating that a surveyor's report is valid unless challenged with credible evidence. ...

August 12, 2025 999 Views 0 comment Print

No Assumption of Deficiency in Service can be Made Without Evidence: NCDRC

Corporate Law : The NCDRC has ruled that a surveyor's report is not binding. The court ordered United India Insurance to pay a ₹3.5 crore claim,...

August 12, 2025 882 Views 0 comment Print


When Interest is awarded by way of damages awarding additional compensation is unjustified: NCDRC

October 27, 2022 3972 Views 0 comment Print

The National Commission modified the Order of State Commission by reducing the rate of interest from 12% to 9% in the matter of delayed possession of Apartment and further it was held that since the compensation in the form of interest @9% p.a. has already been awarded, the Complainant shall not be entitled for any other compensation.

Surveyor’s Report does not have binding effect on insured or insurer: NCDRC

October 21, 2022 4245 Views 0 comment Print

The National Consumer Disputes Redressal Commission observed that in the insurance matters Surveyor’s Report is not the final word and it is not binding upon the insured or insurer. It was also upheld that when the Company certified while issuing the policy that there is a first class construction, then the plea of pre-existing defect in the structure of the insured building cannot be taken into consideration.

Educational Institute not fall in purview of Consumer Protection Act: NCDRC

October 18, 2022 16680 Views 1 comment Print

National Consumer Disputes Redressal Commission observed that Educational matters do not come within the purview of the Consumer Protection Act, 1986 and therefore Educational Institute would also not fall within the purview of it.

Complaint against Insurance Company maintainable as insurance contract is a indemnity contract

October 18, 2022 8034 Views 0 comment Print

In present facts of the case, the National Consumer Disputes Redressal Commission have observed that contract of insurance is a contract of indemnity and, therefore, there is no question of commercial purpose in obtaining insurance coverage. Therefore, the complaint against Insurance Company is maintainable.

Flipkart also Liable with sellers for Charging in excess of MRP

September 9, 2022 5079 Views 0 comment Print

In the present complaint, Opposite Parties have tampered with original MRP Price of oil sachet and charged extra amount more than MRP.

Amount paid by buyer to be refunded on failure to timely complete the construction of flat

August 25, 2022 2292 Views 0 comment Print

Held that Complainant duly paid the amount, however, the developer failed in providing timely construction service. It is directed to refund the amount already paid by Complainant, along with interest @6% p.a.

Mere failure of treatment is not a ground for Medical Negligence

August 3, 2022 885 Views 0 comment Print

Dr. R. Singh vs Smt. Shabana (Delhi State Consumer Disputes Redressal Commission) Only the failure of the treatment is not prima facie a ground for Medical Negligence and in order to attract the principle of res ipsa loquitur, Negligence i.e. the breach of a duty exercised by omission to do something which a reasonable man, […]

NCDRC Order Builder have to refund with interest to Homebuyer

June 19, 2022 4227 Views 0 comment Print

The Builder will have to refund the amount with interest to Homebuyer if possession of the flat is not given on time. Jaypee Builder has been ordered by The National Consumer Disputes Redressal Commission (NCDRC) to refund the money along with interest for non-delivery of the booked flats in the Cove Greater Noida Project located […]

Whether loss of goods sustained by insured, fall within the meaning of ‘burglary’ as stated in insurance policy

May 31, 2022 1890 Views 0 comment Print

In the present case, entry by the culprits was by removal of roof sheet which cannot be done without use of force. Hence, it would be a case of violent entry for committing theft/burglary. It means that removal of roof sheets by culprits is considered as forceful entry into premises and hence comes under definition of theft or burglary based on the circumstances of the case and hence insurance company is liable for payment of claim.

NCDRC cannot Direct to Amend Pleadings: SC

March 26, 2022 5496 Views 0 comment Print

We hold that the appellant could not have been directed to amend the complaint to challenge the repudiation of the contract of insurance. The appellant has stated that it does not wish to do so.

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