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RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Revisting Round Tripping Under FEMA: A Judicial Approach

Fema / RBI : The article explains how routing Indian funds through offshore structures and reinvesting them into India may violate FEMA and att...

June 13, 2026 66 Views 0 comment Print

RBI Forex Swap Facility for PSU Borrowings: ECB Cost and FX Impact

Fema / RBI : RBI has introduced a concessional forex swap facility allowing eligible PSUs to hedge ECB and OFCB exposures at a fixed 1.50% cost...

June 11, 2026 264 Views 0 comment Print

Know Your Customer (KYC): Regulatory Directions and Implementation

Fema / RBI : RBI's KYC framework mandates customer identification, risk categorization, and ongoing monitoring to combat money laundering and t...

June 10, 2026 423 Views 0 comment Print

FEMA Rule Amended Twice in 7 Months Now Governs GST Refunds & Export Benefits

Fema / RBI : The article explains RBI’s decision to reduce the export proceeds realization period from 15 months to 9 months and its impact o...

June 9, 2026 6693 Views 0 comment Print

FEMA Compliance for Foreign Investments in India

Fema / RBI : Companies receiving foreign investment must comply with reporting, valuation, and approval requirements under FEMA. Failure to do ...

June 5, 2026 342 Views 0 comment Print


Latest News


Portfolio Investment Positions by Counterpart Economy (formerly CPIS) – India: FAQs

Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...

June 2, 2026 780 Views 0 comment Print

Draft RBI (Local Area Banks – Financial Statements: Presentation and Disclosures) Third Amendment Directions, 2026

Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...

April 9, 2026 519 Views 0 comment Print

Draft RBI (Commercial Banks – Financial Statements: Presentation and Disclosures) Sixth Amendment Directions, 2026

Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...

April 9, 2026 480 Views 0 comment Print

Draft RBI (Commercial Banks – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026

Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...

April 9, 2026 495 Views 0 comment Print

Draft RBI (Regional Rural Banks – Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026

Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...

April 9, 2026 567 Views 0 comment Print


Latest Judiciary


₹50.13 Lakh Seized Cash Held Benami; Subsequent ITR Filing Cannot Defeat Proceedings

Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...

May 29, 2026 282 Views 0 comment Print

FEMA Tribunal Lifts Property Seizure After Repatriation; Section 37A Not for Perpetual Attachment

Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...

May 29, 2026 189 Views 0 comment Print

SAFEMA directs Bank Account Release on Deposit of Alleged Crime Proceeds

Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...

May 29, 2026 93 Views 0 comment Print

Mere Relationship to Alleged Betting Operator Not Enough to Freeze Assets: SAFEMA

Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...

May 29, 2026 372 Views 0 comment Print

Asset Freeze on Non-Accused Family Members Upheld During Pending PMLA Proceedings

Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...

May 29, 2026 429 Views 0 comment Print


Latest Notifications


RBI invites comments on Harmonisation and Consolidation of Instructions on Control / Assurance Functions

Fema / RBI : RBI has issued draft amendment directions to harmonise governance standards for risk management, compliance, and internal audit fu...

June 12, 2026 90 Views 0 comment Print

RBI Seeks Public Feedback on Standardised Approach for Counterparty Credit Risk (SA-CCR)

Fema / RBI : RBI has released draft amendment directions on the Standardised Approach for Counterparty Credit Risk after reviewing legal and re...

June 12, 2026 75 Views 0 comment Print

RBI (All India Financial Institutions – Credit Facilities) Amendment Directions, 2026

Fema / RBI : RBI's 2026 amendment directions permit AIFIs to finance listed InvITs but impose stringent conditions relating to valuation, lever...

June 10, 2026 120 Views 0 comment Print

RBI (Small Finance Banks – Credit Facilities) Second Amendment Directions, 2026

Fema / RBI : RBI has amended the Small Finance Banks framework to permit lending to listed InvITs while imposing detailed conditions on leverag...

June 10, 2026 75 Views 0 comment Print

RBI (Commercial Banks – Prudential Norms on Capital Adequacy) Eighth Amendment Directions, 2026

Fema / RBI : The RBI has classified bank exposures to REITs as Commercial Real Estate exposures with specified risk weights. Overseas branch le...

June 10, 2026 99 Views 0 comment Print


RBi notification on RTGS service charges for members

September 5, 2011 1032 Views 0 comment Print

In consultation with stakeholders it has since been decided to levy service charges for all outward transactions of RTGS members. The rationale behind the levy of service charges for outward transactions of members in the RTGS System is to (a) recover operational costs; and (b) to bring in further efficiency in the operations and the liquidity flows in the RTGS system. Inward transactions of the members will not attract any service charges and will continue to be free as hitherto. DPSS (CO) RTGS No.388/04.04.002/2011-2012

Submission of Credit Information to Credit Information Companies – Dissemination of Credit Information of suit-filed accounts

September 5, 2011 1327 Views 0 comment Print

Submission of Credit Information to Credit Information Companies – Defaulters of Rs. 1 Crore and above and Wilful Defaulters of Rs. 25 lakh and above – Dissemination of Credit Information of suit-filed accounts

Monetary Policy Response to Recent Inflation in India

September 4, 2011 738 Views 0 comment Print

We need to be concerned about inflation as it has adverse impact on the real economy. First, high and persistent inflation imposes significant socio-economic costs. Given that the burden of inflation is disproportionately large on the poor, high inflation by itself can lead to distributional inequality. Therefore, for a welfare-oriented public policy, low inflation becomes a critical element for ensuring balanced progress. Second, high inflation distorts economic incentives by diverting resources away from productive investment to speculative activities.

RBI Act provides adequate protection to small depositors in financial institutions

September 4, 2011 1237 Views 0 comment Print

The Reserve Bank of India (RBI) Act, 1934 provides adequate protection to small depositors in financial institutions. The interest of Depositors in financial establishments can be broadly divided into two segments (a) companies registered as Non-Banking Financial Companies (NBFCs) which are under the regulatory purview of RBI, (b) Un-incorporated Bodies (UIBs) accepting public deposits unauthorisedly.

Government takes Various Steps to Curb Circulation of Fake Currency

September 4, 2011 498 Views 0 comment Print

Government takes Various Steps to Curb Circulation of Fake Currency The steps taken by the Government to curb circulation of Fake Indian Currency Notes (FICN) in the country include stepping up of vigilance by the Border Security Force and Custom authorities to prevent smuggling of fake notes; dissemination of information on security features through print and electronic media and formation of Forged Note Vigilance Cells in all the Head Offices of the banks.

38 foreign banks functioning with 321 branches in India

September 4, 2011 811 Views 0 comment Print

Branch Expansion of Foreign Banks in India -As on 29.8.2011, 38 foreign banks are functioning with 321 branches in India. Reserve Bank of India has given following approvals for opening maiden branch/branch expansion in India during 2010 and 2100.

Agricultural Productivity and Credit- Issues and Way Forward

September 2, 2011 2791 Views 1 comment Print

In the Indian context, the policy of self-sufficiency in food which led to Green Revolution had served the country well. The country currently has sufficient stocks of wheat and rice which are above buffer stock norms and food security reserve requirements. However, in the medium to long term, concern over food security is likely to become more intense. This is because land is scarce and its supply is limited. Further, sustained dependence on food imports is not an option that is viable in Indian context. Therefore, food safety net for the present and future population requires enhanced agricultural production and productivity. This is already attracting the attention of the Reserve Bank of India. Thus, this Seminar organized by CAB, Pune is very topical and the theme has great bearing on the future growth of India.

RBI – Authorisation Guidelines for Primary Dealers (PDs)

August 30, 2011 1029 Views 0 comment Print

RBI is of the view that the PD has attempted to manipulate the market, involved in market abuse, made an incorrect representation or certification, failed to provide information required under the extant guidelines, or provided information that was incorrect, inaccurate, or incomplete.

RBI – Reflections on Regulatory Challenges and Dilemmas

August 30, 2011 513 Views 0 comment Print

Implementation of Basel III a) Capital: In terms of Basel III guidelines, the capital required, and, particularly, the equity component has become much larger. While the minimum CRAR remains at 8 per cent, the equity component has been raised from 2 per cent to 4.5 per cent. In addition, there is a capital conservation buffer of 2.5 per cent composed of equity. Effectively, therefore, the equity component in capital stands raised from 2 per cent to 7 per cent. In addition, two more capital components, fully composed of equity, have also been prescribed – (a) Counter Cyclical capital within a range of 0- 2.5 per cent and (b) capital surcharge on Global Systemically Important Financial Institutions (G-SIFIs) within a range of 1- 2.5 per cent.

RBI launches the 25th Round of Inflation Expectations Survey of Households

August 30, 2011 534 Views 0 comment Print

The Reserve Bank of India has been conducting Inflation Expectations Survey of Households (IESH) on a quarterly basis since September 2005. The 25th round of the Survey with July-September 2011 as the current reference period has been launched today. The Survey seeks qualitative responses from households on price changes (general prices as well as prices of specific product groups) in the next three months as well as in the next one year and quantitative responses on current, three-month ahead and one-year ahead inflation rates. The results of this Survey are being used by Reserve Bank as one of the important inputs to the monetary policy formulation.

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