RBI amended concentration risk rules to cap unsecured loans at 20% of total advances. The move aims to reduce systemic risk and strengthen financial stability of urban co-operative banks.
NBFCs can retain or upgrade borrower accounts to standard upon resolution plan implementation. The amendment balances borrower relief with prudential safeguards.
FSSAI amended its 2016 notification to revise and add accredited food testing laboratories across regions. The update enhances testing capacity and ensures stronger food safety compliance nationwide.
The notification proposes a strict ban on plastic packaging for pan masala. It mandates eco-friendly alternatives and reinforces existing plastic waste rules to curb environmental and health risks.
The Directions introduce a structured framework for calculating risk-weighted assets under Basel III norms. The ruling ensures improved consistency, transparency, and risk sensitivity in capital adequacy.
The issue addresses outdated provisioning methods and introduces a forward-looking ECL model. The key takeaway is improved risk recognition and stronger financial resilience in banks.
The RBI revised access criteria by shifting application processes to the PRAVAAH portal. The ruling emphasizes digital compliance, transparency, and streamlined access to the government securities platform.
The RBI mandates AD banks to report global INR derivative transactions of related parties. The move strengthens oversight and improves risk monitoring across markets.
The issue concerns replacement of earlier RBI Directions on asset classification and provisioning. The key takeaway is that the new framework applies prospectively while preserving past actions under the repealed rules.
RBI mandates separate disclosure of provisions and detailed credit quality reporting. The ruling improves transparency and aligns financial statements with updated provisioning norms.
