RBI amended capital adequacy norms for Urban Co-operative Banks by allowing a zero percent risk weight for specified ECLGS 5.0 exposures. The amendment acknowledges the reduced credit risk associated with government-backed guarantees.
RBI amended capital adequacy norms for Regional Rural Banks by allowing a zero percent risk weight for specified ECLGS 5.0 exposures. The decision recognizes the reduced credit risk arising from government-backed guarantees.
RBI amended NBFC capital adequacy norms to allow a zero percent risk weight for specified portions of ECLGS 5.0 exposures. The decision recognizes the reduced credit risk arising from government-backed guarantees.
RBI amended capital adequacy norms for Small Finance Banks by allowing a zero percent risk weight on specified ECLGS 5.0 exposures. The move recognizes the credit protection provided through the government-backed guarantee mechanism.
The RBI has expanded foreign portfolio investment eligibility to all individuals residing outside India. The move removes the earlier restriction that limited such investments to NRIs and OCIs.
The RBI mandated explicit consent, suitability assessments, and compensation mechanisms to curb mis-selling of financial products by banks. The key takeaway is that customer protection has become a central pillar of banking regulation.
The new Directions require explicit customer consent, suitability assessments, and compensation mechanisms to curb mis-selling and strengthen customer rights in the small finance banking sector.
The RBI has issued comprehensive guidelines governing how Payments Banks advertise and sell financial products. The framework focuses on preventing mis-selling and enhancing customer protection in digital banking.
The RBI mandated explicit consent, suitability assessments, and compensation mechanisms to prevent unfair sales practices by Local Area Banks. The key takeaway is that customer welfare now occupies a central place in product distribution.
The RBI has issued comprehensive guidelines regulating how RRBs advertise, market, and sell financial products. The reforms aim to prevent mis-selling and strengthen customer safeguards across rural banking services.
