RBI master circulars

Anti-money laundering Act: RBI tightens KYC norms for politically Exposed Person

Fema / RBI - WITH the Prevention of Money Laundering (Amendment) Act, 2009 (No 21 of 2009) coming into force from June 1, the RBI has advised all NBFCs to maintain records of clients for a period of 10 years from the date of transaction. The NBFCs will have keep records of the Identity of the Clients, both domestic or international, which will permit ...

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Minutes of Monetary Policy Committee Meeting December 5-6, 2017

Fema / RBI - The eighth meeting of the Monetary Policy Committee (MPC), constituted under section 45ZB of the amended Reserve Bank of India Act, 1934, was held on December 5 and 6, 2017 at the Reserve Bank of India, Mumbai....

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Items excluded from Capital Market Exposure

Fema / RBI - On a review, it has been decided to include the National Payments Corporation of India. (NPCI) and United Stock Exchange of India Ltd.(USEIL) as part of institutions forming crucial financial infrastructure. Accordingly, banks’ investments in NPCI and USEIL will also be excluded from the aggregate Capital Market Exposure ceiling of 40 p...

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Anti-money laundering Act: RBI tightens KYC norms for politically Exposed Person

Fema / RBI - WITH the Prevention of Money Laundering (Amendment) Act, 2009 (No 21 of 2009) coming into force from June 1, the RBI has advised all NBFCs to maintain records of clients for a period of 10 years from the date of transaction. The NBFCs will have keep records of the Identity of the Clients, both domestic or international, which will permit ...

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RBI Responsible for Monitoring Compliance of Loan Moratorium Circular: HC

Velankani Information Systems Limited Vs Secretary, Ministry of Home Affairs (Karnataka High Court) - The contentions of the RBI that the dispute is between the Petitioner and Respondents is not acceptable since the dispute arises out of the implementation or not of a Circular issued by the RBI. RBI is therefore directed to monitor the implementation of the Circular, including verification of whethe...

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Master Circular – Basel III Capital Regulations

RBI/2023-24/31 DOR.CAP.REC.15/21.06.201/2023-24 - (12/05/2023) - Basel III reforms are the response of Basel Committee on Banking Supervision (BCBS) to improve the banking sector’s ability to absorb shocks arising from financial and economic stress, whatever the source, thus reducing the risk of spill over from the financial sector to the real economy....

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RBI Master Circular – Income Recognition, Asset Classification, Provisioning and Other Related Matters – UCBs

Master Circular No. RBI/2023-24/26 DOR.STR.REC.14/21.04.048/2023-24 - (08/05/2023) - A non-performing asset is a loan or an advance where: (i) Interest and / or installment of principal remain overdue1 for a period of more than 90 days in respect of a Term Loan. (ii) The account remains 'out of order'2 , in respect of an Overdraft / Cash Credit (OD/CC) and all other loan products be...

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Master Circular – Deendayal Antyodaya Yojana – DAY-NRLM

RBI/2023-24/20 FIDD.GSSD.CO.BC.No.07/09.01.003/2023-24 - (26/04/2023) - DAY-NRLM promotes affinity-based women Self Help Groups (SHGs). However, only in case of groups to be formed with persons with disabilities and other special categories like elders and transgenders, DAY-NRLM may have both men and women in the Self-Help Groups....

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Master Circular- Prudential Norms on Capital Adequacy – Primary UCBs

RBI/2023-24/17 DOR.CAP.REC.11/09.18.201/2023-24 - (20/04/2023) - Capital acts as a buffer in times of crisis or poor performance by a bank. Sufficiency of capital also instills depositors' confidence. As such, adequacy of capital is one of the pre­conditions for licensing of a new bank as well as its continuance in business....

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Master Circular – Housing Finance for UCBs

RBI/2023-24/15 DOR.CRE.REC.No.9/07.10.002/2023-24 - (11/04/2023) - The role of primary (urban) co-operative banks (UCBs) in providing housing finance has been reviewed from time to time. These banks, with their vast network, occupy a very strategic position in the financial system and have an important role to play in providing credit to the housing sector....

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RBI master circulars’s Popular Posts

Recent Posts in "RBI master circulars"

Master Circular – Basel III Capital Regulations

RBI/2023-24/31 DOR.CAP.REC.15/21.06.201/2023-24 12/05/2023

Basel III reforms are the response of Basel Committee on Banking Supervision (BCBS) to improve the banking sector’s ability to absorb shocks arising from financial and economic stress, whatever the source, thus reducing the risk of spill over from the financial sector to the real economy....

Read More

RBI Master Circular – Income Recognition, Asset Classification, Provisioning and Other Related Matters – UCBs

Master Circular No. RBI/2023-24/26 DOR.STR.REC.14/21.04.048/2023-24 08/05/2023

A non-performing asset is a loan or an advance where: (i) Interest and / or installment of principal remain overdue1 for a period of more than 90 days in respect of a Term Loan. (ii) The account remains 'out of order'2 , in respect of an Overdraft / Cash Credit (OD/CC) and all other loan products being offered as an overdraft facility, in...

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Master Circular – Deendayal Antyodaya Yojana – DAY-NRLM

RBI/2023-24/20 FIDD.GSSD.CO.BC.No.07/09.01.003/2023-24 26/04/2023

DAY-NRLM promotes affinity-based women Self Help Groups (SHGs). However, only in case of groups to be formed with persons with disabilities and other special categories like elders and transgenders, DAY-NRLM may have both men and women in the Self-Help Groups....

Read More

Master Circular- Prudential Norms on Capital Adequacy – Primary UCBs

RBI/2023-24/17 DOR.CAP.REC.11/09.18.201/2023-24 20/04/2023

Capital acts as a buffer in times of crisis or poor performance by a bank. Sufficiency of capital also instills depositors' confidence. As such, adequacy of capital is one of the pre­conditions for licensing of a new bank as well as its continuance in business....

Read More

Master Circular – Housing Finance for UCBs

RBI/2023-24/15 DOR.CRE.REC.No.9/07.10.002/2023-24 11/04/2023

The role of primary (urban) co-operative banks (UCBs) in providing housing finance has been reviewed from time to time. These banks, with their vast network, occupy a very strategic position in the financial system and have an important role to play in providing credit to the housing sector....

Read More

RBI Master Direction on Framework of Incentives for Currency Distribution & Exchange Scheme for bank branches including currency chests

RBI/2023-24/99 DCM (CC) No.G-5/03.41.01/2023-24 03/04/2023

Framework of incentives titled Currency Distribution & Exchange Scheme (CDES) for bank branches including currency chests has been formulated in order to encourage all bank branches to provide better customer service to the members of public keeping in view the objectives of Clean Note Policy as part of currency management....

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Master Circular: Scheme of Penalties for bank branches including Currency Chests

RBI/2023-24/100 DCM (CC) No.G-3/03.44.01/2023-24 03/04/2023

Master Circular - Scheme of Penalties for bank branches including currency chests for deficiency in rendering customer service to the members of public - The Scheme of Penalties for bank branches including currency chests has been formulated in order to ensure that all bank branches/ currency chests provide better customer service to the ...

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Master Direction: Detection & Impounding of Counterfeit Notes

RBI/2023-24/98 DCM (FNVD)/G-1/16.01.05/2023-24 03/04/2023

Banknotes tendered over the counter shall be examined for authenticity through machines. Similarly, banknotes received directly at the back office / currency chest through bulk tenders shall also be examined through machines....

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RBI Master Direction – Facility for Exchange of Notes and Coins

RBI/2023-24/97 DCM (NE) No.G-2/08.07.18/2023-24 03/04/2023

All branches of banks in all parts of the country are mandated to provide following customer services, more actively and vigorously to the members of public so that there is no need for them to approach RBI Regional Offices...

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RBI Master Circular – Lead Bank Scheme (LBS)

RBI/2023-24/11 FIDD.CO.LBS.BC.No.04/02.01.001/2023-24 03/04/2023

Block Level Bankers’ Committee (BLBC) is a forum under Lead Bank Scheme for achieving coordination between credit institutions and field level development agencies at the block level....

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