The Reserve Bank of India has directed all Money Transfer Service Scheme (MTSS) Overseas Principals to begin submitting monthly MTSS Business returns through its Centralised Information Management System (CIMS) following the launch of RBI’s next-generation data warehouse. With effect from the reporting period of December 2025 onwards, the MTSS Business return (Return Code R103) must be filed on the CIMS portal in accordance with prescribed reporting guidelines. RBI has confirmed that Admin Users for each reporting entity have already been created on the platform, and responsibility for creating user login credentials for return submission rests with these Admin Users. Consistent with existing practice, the return for each month must be submitted by the 7th day of the succeeding month, making January 7, 2026 the due date for the December 2025 return. The instruction is issued under the Payment and Settlement Systems Act, 2007, and non-compliance may attract penal action.
Reserve Bank of India
RBI/2025-26/170
CO.DPSS.ODD.No.S1072/06-08-024/2025-2026 | Dated: January 01, 2026
To
All MTSS Overseas Principals
Madam / Dear Sir,
Returns – Department of Payment and Settlement Systems – Submission in CIMS
Following the launch of the next generation data warehouse of the Reserve Bank of India i.e. Centralised Information Management System (CIMS), it has now been decided to commence the reporting of the following return in CIMS:
| Sr. No. | Return Name | Return Code | Frequency |
| 1 | MTSS Business | R103 | Monthly |
2. Accordingly, you are advised to submit the return listed above on the CIMS portal (https://cims.rbi.org.in/#/login) for the reporting period December 2025 onwards as per the reporting guidelines.
3. The Admin Users for each reporting entity have been created in CIMS. The login credentials for the users who will be submitting this return need to be created by the Admin Users of the respective entity.
4. As per the extant practice, the returns for every month should be submitted by the 7th of the succeeding month (i.e. return for December 2025 should be submitted by January 07, 2026). This is issued under Section 12 read with Section 19 of the Payment and Settlement Systems Act, 2007. Non-compliance with the instruction will be liable to penal action.
Yours faithfully,
(Saurabh Nath)
Chief General Manager
