RBI mandates clear policies for interest on savings, term, and foreign currency deposits, ensuring transparency, fairness, and board-approved uniformity across commercial banks.
RBI’s 2025 Directions overhaul how banks set, benchmark, and reset interest rates on advances. The framework mandates transparent pricing, external benchmarks for key loan categories, and uniform rules for spreads and rate resets.
Explains RBI’s restrictions on lending to directors and relatives and the measures aimed at preventing unethical reciprocal lending. Highlights the focus on strengthening credit risk controls.
Explains RBI’s 2025 framework enabling banks to issue long-term bonds for infrastructure and affordable housing, with key regulatory incentives such as CRR/SLR exemptions.
The RBI’s 2025 directions ensure diversified bank ownership, impose fit-and-proper criteria for major shareholders, and mandate prior approval for acquiring significant stakes.
RBI’s 2025 Directions overhaul how commercial banks classify, value, and manage investments. The rules tighten Board oversight, clarify SPPI tests, redefine treatment of AT1/Tier 2 instruments, and strengthen IFR and derivative disclosure requirements.
RBI consolidates regulatory instructions into 244 Master Directions and repeals outdated circulars to streamline compliance and simplify the regulatory framework.
A valuer was suspended for three months by IBBI due to alleged non-inclusion of intangibles and disputed asset valuations during the CIRP of a corporate debtor.
The draft amendments strengthen grievance redressal, define appointments, and introduce an Appellate Authority to ensure timely and fair resolution of insurance complaints.
SEBI specifies conditions for debenture trustees engaging in activities outside its oversight, ensuring separate business units, disclosures, and investor protection compliance.
