The regulator has introduced comprehensive rules on income recognition, asset classification, and provisioning for rural co-operative banks. The move tightens NPA identification and strengthens transparency in financial statements.
The 2025 framework tightens norms on issuance, pricing, consent, and customer protection for NBFC-issued credit cards, aiming to curb mis-selling and unfair practices.
The regulator issued a consolidated KYC framework for ARCs, mandating risk-based due diligence, digital/V-CIP safeguards, and stricter governance to curb money laundering and terrorist financing.
RBI has notified revised capital adequacy norms for RRBs, mandating a 9% CRAR with detailed rules on Tier 1, Tier 2 capital, and risk weights. The key takeaway is tighter prudential discipline and stronger capital buffers for RRBs.
The regulator has overhauled asset-liability management norms for rural co-operative banks, setting clear Board responsibilities, ALCO governance, and risk limits. The key takeaway is a unified, risk-focused ALM regime effective immediately.
New directions mandate standard balance sheet formats and comprehensive disclosures for UCBs. The key takeaway is tighter uniformity and transparency aligned with statutory schedules and accounting standards.
The RBI has laid down a comprehensive framework requiring uniform, non-negotiable interest rates on deposits of Regional Rural Banks, strengthening transparency and supervisory oversight.
The Directions lay down eligibility norms, MHP–MRR requirements and governance standards to ensure safer securitisation by AIFIs and better risk alignment for originators and investors.
The RBI issues updated CRR and SLR directions for Regional Rural Banks, defining maintenance, reporting, and penalties to ensure liquidity and compliance.
Explains RBI’s 2025 framework requiring approvals, rural outreach targets, and strict monitoring of Banking Outlets. Key takeaway: Payments Banks must prioritise financial inclusion and comply with structured authorisation norms.
