RBI’s 2025 Directions define strict income recognition, asset classification, and provisioning norms for small finance banks, ensuring transparency and prudent lending practices.
The RBI has issued comprehensive 2025 Directions standardising CRR and SLR requirements for UCBs. The key takeaway is tighter liquidity compliance with clearer definitions, reporting norms, and penalties.
The 2025 Directions overhaul how AIFIs extend credit, digital loans, and guarantees. The key takeaway is a unified, stricter framework focused on borrower protection, transparency, and financial stability.
The Directions overhaul classification, valuation, and governance of UCB investments. The key takeaway is tighter Board oversight, clearer MTM norms, and uniform risk controls.
RBI released updated CRR and SLR Directions for Local Area Banks, outlining new reserve ratios, eligible assets, and reporting requirements. The framework aims to strengthen liquidity discipline and ensure monetary stability.
The RBI lays down a self-contained framework governing loan transfers by Local Area Banks. The rules strictly limit activities to stressed loans and ensure real transfer of risk without credit enhancement.
RBI’s 2025 Directions provide a clear framework for payments banks merging with banks or NBFCs, detailing approvals, compliance, and shareholder rights.
The Directions lay down strict eligibility conditions and payout limits for dividends, linking distributions to capital adequacy and asset quality to safeguard financial stability.
The regulator mandates explicit consent, bans unsolicited cards and upgrades, and strengthens disclosures, billing, and closure timelines. The key takeaway is enhanced consumer protection with clear penalties for non-compliance.
The RBI mandates Small Finance Banks to assess climate risks and fund eligible green projects, enhancing transparency and preventing greenwashing.
