The RBI has issued new Directions governing how NBFCs classify, value, and operate their investment portfolios. The framework strengthens board oversight, accounting discipline, and risk controls across NBFC layers.
RBI issues 2025 directions defining board structure, risk management, and executive compensation for Small Finance Banks to strengthen governance and regulatory compliance.
The RBI has issued new Directions for NBFC securitisation transactions, tightening asset eligibility, retention norms, and disclosures. The move aims to improve transparency, align incentives, and safeguard financial stability.
The 2025 Directions mandate stronger Board oversight, professional directors, and clear separation between governance and management. The key takeaway is enhanced accountability and ethical conduct across rural co-operative banks.
Fresh directions overhaul how NBFCs can declare dividends, linking payouts to capital adequacy, asset quality, and regulatory compliance to safeguard financial stability.
The regulator has issued fresh directions requiring transparent, board-approved lending rates and safeguards against usurious interest. Banks must disclose rate ranges and justify total borrowing costs.
Fresh directions mandate board-approved policies and graded exposure limits to reduce borrower, unit, and sector concentration risks. The key takeaway is stricter prudential control with immediate applicability.
The 2025 Directions lay down a clear, two-stage approval framework for voluntary amalgamations, ensuring financial strength, governance reforms, and depositor protection during rural bank consolidation.
The Directions introduce stricter governance, sectoral lending curbs, and enhanced Board oversight to strengthen credit risk management in rural co-operative banks.
The RBI has laid down stricter prudential conditions for UCBs to declare dividends. Only banks meeting capital adequacy, asset quality, and compliance benchmarks can distribute profits.
