RBI created a structured mechanism for resolving loans impacted by natural calamities. The framework ensures timely relief through defined timelines and coordinated action by banks and committees.
RBI classified NBFCs into Type I and Type II categories based on public fund usage and customer interface. The amendment ensures targeted regulation and reduces compliance burden for low-risk entities.
RBI directed regulated entities to act on updated UNSC Taliban sanctions list entries. The directive ensures strict compliance with UAPA provisions and international anti-terror financing norms.
RBI introduced mandatory disclosure of unsecured advances to improve transparency in UCB financial reporting. The amendment helps stakeholders assess risk exposure and asset quality more effectively.
RBI limited housing loan tenure for Tier 1 and Tier 2 UCBs to 20 years with restricted moratoriums. The amendment ensures better risk management and aligns lending practices with borrower repayment capacity.
RBI amended concentration risk rules to cap unsecured loans at 20% of total advances. The move aims to reduce systemic risk and strengthen financial stability of urban co-operative banks.
NBFCs can retain or upgrade borrower accounts to standard upon resolution plan implementation. The amendment balances borrower relief with prudential safeguards.
FSSAI amended its 2016 notification to revise and add accredited food testing laboratories across regions. The update enhances testing capacity and ensures stronger food safety compliance nationwide.
The notification proposes a strict ban on plastic packaging for pan masala. It mandates eco-friendly alternatives and reinforces existing plastic waste rules to curb environmental and health risks.
The Directions introduce a structured framework for calculating risk-weighted assets under Basel III norms. The ruling ensures improved consistency, transparency, and risk sensitivity in capital adequacy.