The regulator ties branch authorisation to financial strength and ratings, allowing wider expansion only for stronger entities while retaining supervisory veto powers.
RBI introduces new 2025 Directions to identify and manage wilful defaulters, ensuring transparent procedures, accountability, and restrictions on future credit for non-repaying borrowers.
RBI mandates structured board procedures, risk management, and audit oversight for Regional Rural Banks, repealing previous guidelines while maintaining regulatory compliance.
The RBI released fresh Directions on asset liability management applicable to commercial banks. The Directions take immediate effect and define the regulatory scope under the Banking Regulation Act.
The Directions lay down a unified framework for RRBs to market mutual funds, distribute insurance, and undertake merchant acquiring, with strict governance and customer protection norms.
A comprehensive process is prescribed for NBFC mergers with other NBFCs or non-NBFC entities. The ruling ensures orderly consolidation under regulatory supervision.
The Directions require prior regulatory approval for significant shareholding transfers and changes in control. The is stricter oversight to protect governance and financial stability.
The RBI mandates clear procedures for identifying wilful and large defaulters, reporting them, and enforcing penalties, ensuring accountability and transparency in lending practices.
RBI issues comprehensive 2025 guidelines for commercial banks, standardizing credit product design and delivery. The Directions ensure financial stability and depositor protection.
RBI mandates updated prudential norms for commercial banks to strengthen capital buffers and ensure financial stability across the banking sector.
