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Master Directions

Master Direction – RBI (Transfer of Loan Exposures) Directions, 2021

September 24, 2021 4449 Views 0 comment Print

Loan transfers are resorted to by lending institutions for multitude of reasons ranging from liquidity management, rebalancing their exposures or strategic sales. A robust secondary market in loans can be an important mechanism for management of credit exposures by lending institutions and also create additional avenues for raising liquidity. It is therefore necessary to lay down a comprehensive, self-contained set of regulatory guidelines governing transfer of loan exposures.

RBI (Securitisation of Standard Assets) Directions, 2021

September 24, 2021 2388 Views 0 comment Print

Securitisation involves transactions where credit risk in assets are redistributed by repackaging them into tradeable securities with different risk profiles which may give investors of various classes access to exposures which they otherwise might be unable to access directly.

Master Direction | RBI (Market-makers in OTC Derivatives) Directions, 2021

September 16, 2021 5352 Views 1 comment Print

1.1 These Directions shall be called the Master Direction – Reserve Bank of India (Market-makers in OTC Derivatives) Directions, 2021. 1.2 These Directions shall come into force on January 03, 2022.

RBI Master Direction on Financial Statements – Presentation & Disclosures

August 30, 2021 10740 Views 1 comment Print

The Reserve Bank of India has, from time to time, issued several guidelines/instructions/directives to the banks on the presentation of financial statements, regulatory clarification on compliance with accounting standards, and disclosures in notes to accounts.

Master Directions on Prepaid Payment Instruments (PPIs)

August 27, 2021 4758 Views 0 comment Print

Master Directions on Prepaid Payment Instruments (MD-PPIs) provide a framework for authorisation, regulation and supervision of entities issuing and operating PPIs in the country;

RBI (Classification, Valuation and Operation of Investment Portfolio of Commercial Banks) Directions, 2021

August 25, 2021 7401 Views 0 comment Print

(a) These Directions shall be called the Reserve Bank of India (Classification, Valuation and Operation of Investment Portfolio of Commercial Banks) Directions, 2021. (b) These Directions shall come into effect from August 25, 2021.

Master Direction – RBI CRR and SLR Directions 2021

July 20, 2021 8829 Views 0 comment Print

(a) These Directions shall be called the Reserve Bank of India Directions, – 2021 on Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR). (b) These Directions shall come into effect on the day these are placed on the official website of the Reserve Bank of India.

Master Direction – Reserve Bank of India (Certificate of Deposit) Directions, 2021

June 4, 2021 2340 Views 0 comment Print

CDs may be issued at a discount to the face value. CDs may also be issued on a fixed / floating rate basis provided the interest rate on the floating rate CD is reset at periodic rests agreed to at the time of issue and is linked to a benchmark published by a Financial Benchmark Administrator or approved by the Fixed Income Money Market and Derivatives Association of India (FIMMDA) for this purpose. FIMMDA shall ensure that any floating rate approved by them for this purpose is determined transparently, objectively and in arm’s length transactions.

Levy of Penal Interest for Currency Chest Transactions Reporting

April 1, 2021 19668 Views 0 comment Print

Master Direction on Levy of Penal Interest for Delayed Reporting/Wrong Reporting/Non-Reporting of Currency Chest Transactions and Inclusion of Ineligible Amounts in Currency Chest Balances.Reporting of Currency Chest Transactions-The minimum amount of deposit into/withdrawal from currency chest will be Rs.1,00,000/- and thereafter, in multiples of Rs.50,000/-.

Master Direction on Currency Distribution & Exchange Scheme

April 1, 2021 798 Views 0 comment Print

RBI Master Direction on Currency Distribution & Exchange Scheme (CDES) based on performance in rendering customer service to the members of public