Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : RBI’s 2026 amendments impose a mandatory three-year cooling-off period after directors complete ten years on co-operative bank b...
Fema / RBI : The requirement applies if foreign assets or liabilities exist as of 31 March, even without fresh transactions. The rule ensures d...
Fema / RBI : RBI has standardized the 90-day NPA classification rule across all NBFC categories, including NBFC-BL entities, effective 31 March...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : Reimbursement of interim payments from insured banks in priority to other liabilities was a valid exercise of legislative competen...
Fema / RBI : The Court held that rejection of NBFC registration surrender solely due to meeting PBC was unsustainable without giving an opportu...
Fema / RBI : The court held that failure to apply Clause 3(d) of the RBI Master Circular invalidated the wilful defaulter declaration. Non-Exec...
Corporate Law : The court held that Ombudsman’s finding of customer negligence was unsustainable and directed bank to refund disputed amount. Th...
Corporate Law : Court ruled that protections under the RBI Circular apply only to third-party breaches and cannot be invoked to recast personal tr...
Fema / RBI : RBI's 2026 amendment directions permit AIFIs to finance listed InvITs but impose stringent conditions relating to valuation, lever...
Fema / RBI : RBI has amended the Small Finance Banks framework to permit lending to listed InvITs while imposing detailed conditions on leverag...
Fema / RBI : The RBI has amended concentration risk management norms requiring banks to set internal limits for real estate exposure. The direc...
Fema / RBI : RBI has permitted commercial banks to finance REITs and InvITs while imposing detailed safeguards on leverage, security, refinanci...
Fema / RBI : RBI has reiterated that old series banknotes issued before 2005 remain legal tender but should not be re-issued by banks. The circ...
RBI circular dated June 9, 2025, broadens Large Exposures Framework exemption to include bank contributions to NHB, SIDBI, and MUDRA for PSL shortfalls.
RBI cut its repo rate to 5.50% and CRR to 3% on June 6, 2025, aiming to increase liquidity and lower loan costs. See the market reaction and economic impact.
The RBI announced its June 2025 monetary policy, reducing the repo rate to 5.50% and adjusting other key rates. CRR will decrease to 3.0% in phases.
The functioning of co-operative banks has always demanded a delicate balance between regulatory compliance, financial prudence, and tax optimization. One such element that often walks this tightrope is the Bad and Doubtful Debts Reserve (BDDR).
Upcoming bank nomination reforms allowing multiple nominees may complicate deposit claims, creating issues for heirs and banks unless key legal and practical challenges are addressed.
RBI’s LSF framework offers a cost-effective, simplified, and time-bound route for resolving procedural lapses under the OI regime. With the sunset date of August 22, 2025, drawing closer, stakeholders must act swiftly to assess their compliance status and avail of the LSF facility where eligible.
RBI introduces unified directions for lending against gold and silver collateral, effective April 1, 2026, standardizing norms for banks and NBFCs, and enhancing borrower protection.
The RBI has updated its STRIPS notification, replacing PDO-NDS with e-Kuber for operations and revising eligibility for stripping of central and state government fixed coupon securities.
RBI mandates reporting of partly paid units issued by investment vehicles via FIRMS portal, with revised timelines and compliance instructions.
The RBI’s new Digital Lending Directions regulate digital loans by REs through DLAs and websites, focusing on data protection, LSP agreements, borrower duties, and grievance redressal.
