Ramalingam K

Can I invest directly in stock market or invest through mutual funds?

Finance - The answer for both the questions is investing in stock market. Once you decide to invest in stock market, you have got two options...

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How to Cultivate Right Mindset to be a Successful Investor?

Finance - Sigmund Freud made a name for himself by interpreting dreams through the use of his knowledge of psychoanalysis. He succeeded in deciphering the various quirks inside the human brain which influenced their behavior. ...

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The First Step to Financial Success / ABC of Financial Success

Finance - When we have a desire or dream which is not yet fulfilled or we have not taken any step to fulfill it, then it becomes an incomplete cycle....

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3 Simple Financial Tasks but looking very harder from outside

Finance - At the outset, they may appear harder. However, they are simpler if you understand the basics and you start practicing it....

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Should you continue to have faith in your ULIP Policy or you are thinking of surrendering it?

Finance - All of us who have invested in ULIPs over the years have this question before us? In most situations ULIP have given below expected returns and you may tempted to think of cutting your loss...

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Recent Posts in "Ramalingam K"

Can I invest directly in stock market or invest through mutual funds?

The answer for both the questions is investing in stock market. Once you decide to invest in stock market, you have got two options...

Read More
Posted Under: Finance |

How to Cultivate Right Mindset to be a Successful Investor?

Sigmund Freud made a name for himself by interpreting dreams through the use of his knowledge of psychoanalysis. He succeeded in deciphering the various quirks inside the human brain which influenced their behavior. ...

Read More
Posted Under: Finance |

The First Step to Financial Success / ABC of Financial Success

When we have a desire or dream which is not yet fulfilled or we have not taken any step to fulfill it, then it becomes an incomplete cycle....

Read More
Posted Under: Finance |

3 Simple Financial Tasks but looking very harder from outside

At the outset, they may appear harder. However, they are simpler if you understand the basics and you start practicing it....

Read More
Posted Under: Finance |

Should you continue to have faith in your ULIP Policy or you are thinking of surrendering it?

All of us who have invested in ULIPs over the years have this question before us? In most situations ULIP have given below expected returns and you may tempted to think of cutting your loss...

Read More
Posted Under: Finance |

Unpleasant reality about “Return of Premium in Term Insurance Plan”

Term Plan Life Insurance is a plan in which a person takes a life cover and pays a premium for the period of cover. The premium is usually paid annually, however other options as half-yearly and quarterly premium are also available. In case the person dies during the plan period, the beneficiary named in the policy will get the assured su...

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Posted Under: Finance |

How to Pay-off your High Cost Credit Card Debt?

I remember of a recent incident, where a young man of about 30 years, who came to me for a consultation. He wanted to check with me different modes of borrowing money at a lower interest rate to pay off his high cost credit card debt....

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Posted Under: Finance |

How to save more tax by Creating a HUF?

The Income Tax Act 1961 provides that a HUF (Hindu Undivided Family) is separate unit like an individual and is too assessed accordingly. A HUF is eligible for those exemptions that are available to a resident Indian who is not a senior citizen. It can own property and also have its own business....

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Posted Under: Finance |

What happens if a person dies without a will? How Hindu Succession Act Applies?

A written and a registered Will, is the best and most convenient way for you to pass on your estate to the persons whom you want to....

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Posted Under: Finance |

A Simple Technique for “Spending less and Saving More

Is there any simple technique or easy method to spend less and save more? So as to find out a simple technique for this, we need to understand why are we not able to control our spending?...

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Posted Under: Finance |
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