public provident fund

What is PPF, Why to Invest in PPF & How to Extend beyond 15 Years

Finance - Article explains What is PPF (Public Provident Fund) Why Should You Invest in PPF and How to Extend PPF Beyond 15 Years....

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Save Taxes the Right Way (Invest+Tax Savings)

Finance - It’s that time of the year when you need to invest in different investment products to enable tax savings for FY 2021-22 OR else regret after March that you did not utilize the benefit of various deductions available for you Now a days, nobody wants to invest just for Tax savings, everybody wants such investment […]...

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Why PPF is still the Best Investment/Saving?

Finance - There are numerous investments for savings like Bank FDRs, Post Office Deposits, PPF, Gold, Silver, Immovable Properties, NPS etc.but if we analyse the advantages of PPF, it is Numero Uno in saving schemes/investments/ Tax saving devices. GPF or General Provident Fund is a savings scheme available to government employees. EPF or Employees...

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Public Provident Fund India (PPF)-Brief and New changes

Finance - New Changes in Public provident fund (PPF) account: The Govt. of India has notified the revised Public Provident Fund Scheme 2019 on 12th December 2019, wherein a few changes have been made primarily related to the account operations. Here are five changes in PPF account rules that you must know: √ Removal of restrictions in […]...

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NPS vs PPF – Which Is A Better Option For Investing?

Finance - Articled explains about Public Provident Fund (PPF) and National Pension Scheme (NPS) stating Key Features, Who can invest in PPF & NPS, Maturity period, Investment limit, Tax benefits, Premature /Partial withdrawal, Mode of Investment, Returns and Risk. Key Features Public Provident Fund (PPF) National Pension Scheme (NPS) Who can in...

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Rate of interest w.e.f. 01.01.2018 to 31.03.2018 on small savings schemes

Finance - The revised Rates of Interest on various Small Savings Schemes Including Saving Deposits, Public Provident Fund, Kisan Vikas Patra and Sukanya Samriddhi Accounts Scheme for the 4th Quarter of financial year 2017-18 is as below:...

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Government of India makes Amendments in Small Savings Act

Finance - As per PPF Act, the PPF account can’t be closed prematurely before completion of five financial years. If depositor wants to close PPF account before five years in exigencies, he can’t close the account. To make provisions for premature closure easier in respect of all schemes, provisions could now be made through specific scheme noti...

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Public Provident Fund (PPF) Scheme for unorganised sector

Finance - Subject to the provisions contained in section 16, the Employees’ Provident Funds & Miscellaneous Provisions Act., 1952 applies to scheduled establishments employing 20 or more persons. The establishments which are not coverable statutorily could be covered on voluntary basis if a majority of the employees and employer are willing. For ...

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PPF, MIS, and other Post office Deposit Scheme to earn higher interest from 1st December, PPF limit raised to 100000

Finance - The finance ministry has notified rules which will pave the way for small savings account holders to earn higher returns from December 1. Earlier this month, the government had accepted the recommendations of a panel which would help investors earn higher interest on small savings schemes.An expert panel, headed by former RBI deputy gover...

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No fixed return on PPF

Finance - Ministry of Finance, Department of Economic Affairs (Budget Division)Government has vide its office memorandum No. No. 6-1/2011-NS.II (Pt.) Dated 11th November, 2011 announced increase in interest Rates on small saving schemes which includes interest rate on Public Provident Fund and other schemes. To address the issue of asset-liability...

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PPF Account cannot be attached by banks for Settlement of Debt/ Liability

Rajnikant Punjalal Shah Karta of Rajnikant Punjalal Shah HUF  Vs Manager, Bank of Baroda (Gujarat High Court) - Public Provident Fund account shall not be liable to any attachment in respect of any debt or liability incurred by the account holder....

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Procedure for Online opening & Closure of PPF Account with Post office

SB Order No. 14/2022 - (30/08/2022) - Option for opening and closing of Public Provident Fund (PPF) account is available under the ‘General Services’ tab of DOP Internet Banking....

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Interest rates of small saving schemes for July 22 to September 22

F.N0.1/4/2019-NS  - (30/06/2022) - Revision of interest rates for Small Savings Schemes for Q1 of 2022-23 (i.e. from 1st July 2022 to 30th September 2022) Interest rates of small saving schemes for the Second quarter of financial year 2022-23 starting from 1st July, 2022 and ending on 30th September, 2022 shall remain unchanged from ...

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Revision of interest rates for Small Savings Schemes w.e.f. 01.04.2022

SB Order No. 05/2022 - (31/03/2022) - Rate of interest on various Small Savings Schemes (National Savings Schemes) for the first quarter of financial year 2022-23 (starting from 1st April, 2022 and ending on 30th June, 2022) shall remain unchanged from the current interest rates applicable for the fourth quarter (1st January, 2022 to 31...

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Interest rates of small saving schemes for April 22 to June 22

F.No.1/4/2019-NS - (31/03/2022) - Revision of interest rates for Small Savings Schemes for Q1 of 2022-23 Interest rates of small saving schemes for the First  quarter of financial year 2022-23 starting from 1st April, 2022 and ending on 30th June, 2022 shall remain unchanged from the current rates applicable for the Forth quarter (...

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No interest on additional PPF account merged or closed

File No. FS-32/2/2021-FS-DOP - (02/03/2022) - In case any one of the PPF accounts or all the PPF accounts is/are proposed to be merged or amalgamated is / are opened on or after 12.12.2019, such account(s) shall be closed without any interest payment and no no proposal should be sent to the Postal Directorate for amalgamation of such PPF Accoun...

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Recent Posts in "public provident fund"

What is PPF, Why to Invest in PPF & How to Extend beyond 15 Years

Article explains What is PPF (Public Provident Fund) Why Should You Invest in PPF and How to Extend PPF Beyond 15 Years....

Read More
Posted Under: Finance | ,

Procedure for Online opening & Closure of PPF Account with Post office

SB Order No. 14/2022 30/08/2022

Option for opening and closing of Public Provident Fund (PPF) account is available under the ‘General Services’ tab of DOP Internet Banking....

Read More

PPF Account cannot be attached by banks for Settlement of Debt/ Liability

Rajnikant Punjalal Shah Karta of Rajnikant Punjalal Shah HUF  Vs Manager, Bank of Baroda (Gujarat High Court)

Public Provident Fund account shall not be liable to any attachment in respect of any debt or liability incurred by the account holder....

Read More

Interest rates of small saving schemes for July 22 to September 22

F.N0.1/4/2019-NS  30/06/2022

Revision of interest rates for Small Savings Schemes for Q1 of 2022-23 (i.e. from 1st July 2022 to 30th September 2022) Interest rates of small saving schemes for the Second quarter of financial year 2022-23 starting from 1st July, 2022 and ending on 30th September, 2022 shall remain unchanged from the current rates applicable for [&helli...

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Revision of interest rates for Small Savings Schemes w.e.f. 01.04.2022

SB Order No. 05/2022 31/03/2022

Rate of interest on various Small Savings Schemes (National Savings Schemes) for the first quarter of financial year 2022-23 (starting from 1st April, 2022 and ending on 30th June, 2022) shall remain unchanged from the current interest rates applicable for the fourth quarter (1st January, 2022 to 31st March, 2022) of Financial Year 2021-2...

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Interest rates of small saving schemes for April 22 to June 22

F.No.1/4/2019-NS 31/03/2022

Revision of interest rates for Small Savings Schemes for Q1 of 2022-23 Interest rates of small saving schemes for the First  quarter of financial year 2022-23 starting from 1st April, 2022 and ending on 30th June, 2022 shall remain unchanged from the current rates applicable for the Forth quarter (1st January, 2022 to 31st March, [&helli...

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Save Taxes the Right Way (Invest+Tax Savings)

It’s that time of the year when you need to invest in different investment products to enable tax savings for FY 2021-22 OR else regret after March that you did not utilize the benefit of various deductions available for you Now a days, nobody wants to invest just for Tax savings, everybody wants such investment […]...

Read More
Posted Under: Finance | ,

No interest on additional PPF account merged or closed

File No. FS-32/2/2021-FS-DOP 02/03/2022

In case any one of the PPF accounts or all the PPF accounts is/are proposed to be merged or amalgamated is / are opened on or after 12.12.2019, such account(s) shall be closed without any interest payment and no no proposal should be sent to the Postal Directorate for amalgamation of such PPF Accounts....

Read More

Why PPF is still the Best Investment/Saving?

There are numerous investments for savings like Bank FDRs, Post Office Deposits, PPF, Gold, Silver, Immovable Properties, NPS etc.but if we analyse the advantages of PPF, it is Numero Uno in saving schemes/investments/ Tax saving devices. GPF or General Provident Fund is a savings scheme available to government employees. EPF or Employees...

Read More
Posted Under: Finance |

Interest rates of small saving schemes for Jan 22 to Mar 22

F.No.1/4/2019-NS 31/12/2021

Interest rates of small saving schemes for the Fourth quarter of financial year 2021-22 starting from 1st January, 2022 and ending on 31st March, 2022 shall remain unchanged from the current rates applicable for the third quarter (1st October, 2021 to 31st December, 2021) for FY 2021-22. Small saving schemes includes PPF, NSC, Senior Citi...

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