RBI directions effective Oct 1, 2025, revise the limit for foreign currency/rupee-denominated Perpetual Debt Instruments (PDIs) in Additional Tier 1 capital to 1.5% of RWAs.
RBI has capped inclusion of Perpetual Debt Instruments (PDIs) denominated in foreign currency/rupee bonds in Additional Tier 1 capital for Small Finance Banks at 1.5% of Risk Weighted Assets, effective October 1, 2025.
RBI has revised the eligible limit for Perpetual Debt Instruments (PDIs) denominated in foreign currency/rupee bonds overseas to 1.5% of Risk Weighted Assets (RWAs) for Additional Tier 1 (AT1) capital.
RBI’s 1st Amendment Directions, effective October 1, 2025, restrict loans for buying gold/silver or financial assets backed by them. Banks can finance working capital for industrial use.
RBI directions effective Oct 1, 2025, allow banks to reduce loan spread components early and make the fixed rate switch option for personal loans optional for REs.
The International Financial Services Centres Authority (IFSCA) issued the 2025 Amendment Regulations to its Payment and Settlement Systems rules, which take effect upon publication in the Official Gazette.
IFSCA’s 2025 amendment alters the Performance Review Committee: mandates minimum independent experts, sets age/disqualification limits, introduces a member code of conduct, and changes quorum.
The RBI circular details a special clearing in the Cheque Truncation System (CTS) on October 3, 2025, to prepare for the transition to continuous clearing starting Oct 4. It specifies new session timings and codes.
RBI allows StCBs and CCBs to invest up to 5% of owned funds in NABARD’s Shared Service Entity. These investments are exempt from non-SLR prudential limits.
RBI issues Directions, 2025, to standardize claims for deceased customers’ deposits and lockers, mandating a 15-day settlement and compensation for delays.
