The RBI has laid down a comprehensive framework requiring uniform, non-negotiable interest rates on deposits of Regional Rural Banks, strengthening transparency and supervisory oversight.
The RBI issued new Directions consolidating customer service and conduct guidelines for commercial banks. The framework aims to strengthen fair treatment and responsible practices across the sector.
The central bank has notified updated KYC Directions to strengthen AML and CFT compliance. The rules apply uniformly to all Urban Co-operative Banks with immediate effect.
RBI’s 2025 Directions consolidate customer service and conduct norms for Payments Banks. The key takeaway is a unified framework promoting fairness and enhanced customer protection.
The issue was fragmented and overlapping NBFC instructions. RBI consolidated them into a single framework, simplifying compliance while retaining safeguards for investors and depositors.
RBI released updated KYC Directions for commercial banks to enhance anti-money laundering and counter-terrorist financing compliance. The norms take effect upon publication and outline statutory authority and applicability.
The Directions lay down eligibility norms, MHP–MRR requirements and governance standards to ensure safer securitisation by AIFIs and better risk alignment for originators and investors.
RBI introduces strict eligibility and approval requirements for payments banks launching digital banking channels. Framework emphasises cybersecurity, financial readiness, and customer protection.
The 2025 Directions mandate a structured two-committee mechanism with notice, hearing and reasoned orders to ensure fair and transparent wilful defaulter classification.
The RBI issues updated CRR and SLR directions for Regional Rural Banks, defining maintenance, reporting, and penalties to ensure liquidity and compliance.
