RBI permits accounts slipping into NPA due to calamities to be upgraded to ‘Standard’ after resolution. This ensures relief to borrowers while maintaining regulatory discipline.
RBI mandates Regional Rural Banks to consider disaster impacts while evaluating loans. The move strengthens rural credit risk management and promotes responsible lending.
RBI establishes a structured resolution mechanism for borrowers impacted by natural disasters. The framework ensures timely relief while maintaining regulatory discipline and coordination.
RBI has amended credit risk rules requiring rural cooperative banks to consider calamity risks while assessing borrowers. The move strengthens risk evaluation and promotes resilient lending practices.
RBI now requires NBFCs to factor in calamity risks while assessing borrower creditworthiness. The move strengthens risk-sensitive lending and improves financial resilience.
RBI introduced new rules requiring banks to maintain services during calamities through temporary setups and alternative channels. The move ensures uninterrupted financial access and customer relief in affected regions.
RBI permits rural cooperative banks to operate from temporary premises during disasters. The move ensures uninterrupted banking access and supports affected communities.
RBI replaces outdated disaster relief directions with a comprehensive framework for RRBs. Existing actions remain valid while new norms take effect from July 2026.
RBI has permitted NBFCs to waive or reduce charges for customers in disaster-affected areas. The key takeaway is that relief can be granted for up to one year.
RBI ensures continued ‘Standard’ classification for accounts undergoing restructuring under specified frameworks. This supports recovery without immediate asset downgrading.
