The regulator has issued detailed directions standardising balance sheet formats, disclosures, and accounting treatment for rural co-operative banks. The key takeaway is stricter transparency and uniform compliance with accounting standards.
The RBI has overhauled capital adequacy norms for rural co-operative banks, mandating a 9% CRAR and detailed Tier 1 and Tier 2 capital rules. The move strengthens prudential regulation and risk management across the sector.
The 2025 Directions overhaul credit risk management through board-approved policies, stricter appraisal norms, and enhanced oversight. The key takeaway is stronger governance and reduced systemic risk across NBFCs.
The RBI has notified fresh Asset Liability Management Directions for RRBs, setting uniform standards for liquidity, interest rate, and currency risk management. The move strengthens Board oversight and balance sheet discipline.
The 2025 Directions introduce uniform formats, strict timelines, and mandatory CIC membership for NBFCs. The key takeaway is tighter compliance and improved accuracy in credit information across the financial system.
The 2025 Directions consolidate scattered circulars into a single framework governing what activities NBFCs may undertake and under what conditions. The key takeaway is tighter governance with clear permissions, caps, and safeguards across NBFC categories.
New directions mandate strict identification and reporting of wilful defaulters by asset reconstruction entities. The key takeaway is that borrowers labelled as wilful defaulters face continued credit restrictions until full resolution.
The regulator has overhauled credit reporting norms for asset reconstruction entities, mandating uniform data formats and frequent updates. The key takeaway is stronger borrower protection through accuracy standards and penalties for delayed corrections.
RBI introduces strict eligibility and approval requirements for payments banks launching digital banking channels. Framework emphasises cybersecurity, financial readiness, and customer protection.
The Directions lay down a single, consolidated framework for loan transfers, stressed asset sales, and co-lending by AIFIs. The key takeaway is stricter governance, valuation discipline, and capital safeguards in credit risk transactions.
