The RBI has introduced a comprehensive framework capping single-borrower and group exposures while mandating stricter provisioning for large borrowers. The Directions aim to ensure strong risk diversification and protect SFBs from concentrated credit vulnerabilities.
New Directions mandate a fair, transparent, two-stage process with notice, disclosure, and hearing before tagging a borrower as a wilful defaulter. The key takeaway is strengthened natural justice alongside tighter credit discipline.
The regulator has rolled out a comprehensive framework for early identification and time-bound resolution of stressed assets by NBFCs. The key takeaway is stricter governance, faster resolution timelines, and enhanced supervisory scrutiny to prevent evergreening and protect credit discipline.
The Directions introduce a unified responsible-business framework for NBFCs, focusing on transparency, fair pricing, and ethical recovery. Mandatory KFS disclosures, limits on penal charges, and borrower-friendly loan resets significantly enhance consumer protection.
The 2025 Directions comprehensively revamp rules governing Asset Reconstruction Companies. They tighten governance, capital, valuation, and disclosure norms to ensure transparent and time-bound recovery of stressed assets.
Fresh directions regulate how All-India Financial Institutions undertake financial services and investments. The key takeaway is tighter oversight, capital discipline, and reduced systemic risk.
The Directions introduce a consolidated framework governing CRR and SLR for rural co-operative banks. The key takeaway is stricter, clearer liquidity management backed by uniform reporting and penalties.
The new Directions lay down a unified risk-management framework for financial and IT outsourcing by NBFCs. Boards remain fully accountable, with mandatory due diligence, contractual safeguards, and RBI oversight.
Covers RBI’s 2025 Directions detailing governance, investment caps, and operational rules for SFBs. Highlights stricter controls on AIF exposure, factoring, and insurance distribution.
New directions overhaul how rural cooperative banks classify, value, and manage investments. The key takeaway is stronger board oversight and tighter risk controls across SLR and non-SLR portfolios.
