The Directions introduce a structured ALM framework with strict liquidity mismatch limits and gap analysis to improve risk resilience of local banks.
The RBI’s 2025 Governance Directions overhaul board structure, management roles, and oversight mechanisms to strengthen accountability and professionalism in UCBs.
The new Directions impose board-level accountability, curb director-linked lending, and strengthen monitoring to reduce NPAs. UCBs must realign policies immediately to comply.
RBI issues 2025 Directions to regulate major shareholders in payments banks, emphasizing fit and proper criteria, prior approvals, and continuous monitoring.
The RBI issues comprehensive guidelines on outsourcing for small finance banks, covering financial and IT services, risk management, and Board accountability.
RBI’s 2025 Directions establish a clear framework for voluntary amalgamation of UCBs, focusing on depositor protection, capital adequacy, and regulatory approval.
RBI introduces a comprehensive framework mandating uniform, transparent, and non-negotiable interest rates for Payments Banks. The Directions clarify rules for savings deposits, prohibit inducements, and repeal earlier guidelines.
RBI’s 2025 Directions set strict rules for managing financial and IT outsourcing risks, including Board oversight, data security, and vendor accountability. Banks must comply to safeguard operations and customer data.
RBI mandates early recognition, monitoring, and resolution of stressed assets by banks, including compromise settlements, technical write-offs, and structured restructuring plans to ensure timely recovery.
The RBI issues comprehensive directions to regulate internet and mobile banking channels, enhancing security, compliance, and accessibility while clarifying definitions and scope.
