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Cma Harshada Prabhune

Latest Posts by Cma Harshada Prabhune

RBI’s Kisan Credit Card Scheme: Eligibility, Loan Limits and Key Benefits

June 22, 2026 372 Views 0 comment Print

The Directions outline the revised Kisan Credit Card framework covering eligible farmers, credit limits, collateral norms, and agricultural financing. The scheme aims to improve access to affordable credit for agriculture and allied activities.

RBI Revises Cooling-Off Period Norms for Co-operative Bank Directors

May 27, 2026 1776 Views 0 comment Print

RBI’s 2026 amendments impose a mandatory three-year cooling-off period after directors complete ten years on co-operative bank boards. The move aims to stop directors from bypassing tenure limits through temporary resignations and reappointments.

MCA Advisory on Name Reservation & Incorporation for Company and LLP

March 15, 2026 9633 Views 0 comment Print

Authorities rejected several name reservation applications because they were phonetically or structurally similar to existing entities. The guidance emphasizes selecting unique names and complying with Companies Act naming rules.

Companies Compliance Facilitation Scheme, 2026

February 25, 2026 1998 Views 0 comment Print

The MCA allows companies to regularize pending filings by paying only 10% of additional fees. The scheme runs from April to July 2026.

RBI Issues Draft Directions on Forex Dealings by Authorised Persons

February 18, 2026 633 Views 0 comment Print

The draft directions outline conditions for forward contracts and derivative transactions involving INR. Clear limits and compliance requirements apply to FIIs, NRIs, and Authorised Dealers.

All about recent Major Changes in Commercial Bank Credit Definitions

February 14, 2026 909 Views 0 comment Print

Amendments redefine collateral, introduce acquisition and bridge finance, and clarify key lending concepts to strengthen credit regulation and risk management.

RBI Tightens Exposure Norms for Urban Co-op Banks

February 11, 2026 1146 Views 0 comment Print

RBI’s 2025 Directions cap borrower and group exposures, tighten unsecured loan norms, and mandate portfolio diversification. The move strengthens concentration risk management and capital alignment for UCBs.

Industrial Chemicals Allowed in Bonded Warehouses Under FTP 2023 Clarification

February 6, 2026 543 Views 0 comment Print

Clarification on Warehousing of Chemical under Para 2.36(a) of Foreign Trade Policy (FTP) 2023 by DGFT dt 6th Feb 2026 India’s Foreign Trade Policy (FTP) 2023 marks a shift toward continuity, adaptability, and trade facilitation, anchored on four pillars: remission-based incentives, collaborative export promotion, ease of doing business, and support for emerging areas like e-commerce. […]

RBI Issues Natural Calamity Relief Framework for NBFC Borrowers

January 29, 2026 1248 Views 1 comment Print

RBI has laid down a structured relief mechanism for borrowers hit by natural calamities. The framework allows restructuring while protecting asset classification.

Wheat Flour Export Authorisation: Eligibility & Application Process (HS 1101)

January 20, 2026 1350 Views 0 comment Print

The notification sets out eligibility, documentation, and quota procedures for wheat flour exports. The key takeaway is that exports are now permitted only through a tightly regulated authorisation process.

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