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Fema / RBI

RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ

Latest Articles


Inside RBI’s Sweeping Cancellation of 135 NBFC Registrations

Fema / RBI : Explains RBI's cancellation of 135 NBFC registrations under Section 45-IA, the SBR framework, cancellation grounds and the regulat...

July 20, 2026 405 Views 0 comment Print

Next Corporate Governance Challenge Isn’t AI—It’s Data Governance

Fema / RBI : RBI's draft guidance highlights Board oversight, data governance and accountability as key foundations for responsible AI adoption...

July 18, 2026 247 Views 0 comment Print

FLA Return under FEMA: Applicability, Due Date, Filing Process & Practical FAQs

Fema / RBI : Know the FLA Return filing requirement under FEMA, due date, FLAIR portal process, reporting rules, revisions and key compliance r...

July 18, 2026 312 Views 0 comment Print

New FEMA Compounding Framework: Shift from Enforcement to Compliance

Fema / RBI : FEMA Compounding Rules, 2024, RBI Directions and April 2025 amendments revise compounding, digital filing, jurisdictional limits a...

July 16, 2026 267 Views 0 comment Print

FEMA: NRI Status, Current and Capital Account Transactions

Fema / RBI : Explains NRI and resident status under FEMA, Section 3 restrictions, current and capital account transactions, and examples of per...

July 13, 2026 507 Views 0 comment Print


Latest News


Portfolio Investment Positions by Counterpart Economy (formerly CPIS) – India: FAQs

Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...

June 2, 2026 948 Views 0 comment Print

Draft RBI (Local Area Banks – Financial Statements: Presentation and Disclosures) Third Amendment Directions, 2026

Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...

April 9, 2026 621 Views 0 comment Print

Draft RBI (Commercial Banks – Financial Statements: Presentation and Disclosures) Sixth Amendment Directions, 2026

Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...

April 9, 2026 618 Views 0 comment Print

Draft RBI (Commercial Banks – Prudential Norms on Capital Adequacy) Fifth Amendment Directions, 2026

Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...

April 9, 2026 594 Views 0 comment Print

Draft RBI (Regional Rural Banks – Classification, Valuation, and Operation of Investment Portfolio) Amendment Directions, 2026

Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...

April 9, 2026 720 Views 0 comment Print


Latest Judiciary


Wilful Defaulter Proceedings Remanded After Natural Justice Violations: Bombay HC

Fema / RBI : Bombay HC permitted withdrawal of wilful defaulter orders and directed fresh proceedings after disclosure of relevant material, pe...

July 21, 2026 81 Views 0 comment Print

Calcutta HC Directs Borrower to RBI Ombudsman Over Undervalued Truck Auction

Fema / RBI : Calcutta HC permitted the borrower to file a fresh RBI Ombudsman complaint in the prescribed format and directed its consideration...

July 18, 2026 99 Views 0 comment Print

Calcutta HC Orders Completion of 32 Banking Company Liquidation

Fema / RBI : Calcutta HC directed completion of liquidation of 32 banking companies within six months with periodic reporting to RBI....

July 1, 2026 153 Views 0 comment Print

No FEMA Violation Where Foreign Nationals Qualify as Persons Resident in India: Karnataka HC

Fema / RBI : The Karnataka High Court upheld the Appellate Tribunal's finding that the respondents satisfied the definition of person resident ...

June 20, 2026 288 Views 0 comment Print

₹50.13 Lakh Seized Cash Held Benami; Subsequent ITR Filing Cannot Defeat Proceedings

Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...

May 29, 2026 399 Views 0 comment Print


Latest Notifications


RBI issues draft Guidance on Regulatory Expectations for Data Governance

Fema / RBI : RBI released draft data governance guidance for regulated entities, inviting comments by August 17, 2026, on governance, data qual...

July 21, 2026 126 Views 0 comment Print

RBI Consolidates SRVA Framework & Rationalises INR Cross-Border Settlement Rules

Fema / RBI : RBI consolidates SRVA instructions, supersedes earlier circulars, permits FEMA transactions through SRVAs, and updates reporting w...

July 17, 2026 267 Views 0 comment Print

RBI Amends Local Area Bank Income Recognition Rules for Specified Non-Financial Assets

Fema / RBI : RBI amends Local Area Bank Directions on SNFA income recognition, reversal of unrealised income and accounting treatment, effectiv...

July 17, 2026 105 Views 0 comment Print

RBI Amends RRB Income Recognition Rules for Specified Non-Financial Assets

Fema / RBI : RBI amends RRB income recognition norms for SNFAs, prescribing treatment of unrealised income and realised receipts from October 1...

July 17, 2026 150 Views 0 comment Print

RBI Revises SNFA Income Recognition Rules for Rural Co-operative Banks

Fema / RBI : RBI amends income recognition norms for SNFAs, requiring reversal of unrealised income and prescribing accounting treatment from O...

July 17, 2026 84 Views 0 comment Print


Why India’s Microfinance Boom Triggered a Regulatory Clampdown

January 5, 2026 1170 Views 1 comment Print

Rapid expansion led to overleveraging and rising defaults, forcing regulators to shift focus from growth to stability. The key takeaway is that unchecked lending can undermine both financial health and inclusion.

Understanding Boundaries of LRS and Foreign Asset Compliance

January 5, 2026 705 Views 0 comment Print

The Tribunal held that while overseas remittances under LRS may be lawful, their end-use must comply with FEMA regulations. LRS cannot override statutory restrictions on foreign lending or account holding.

Withdrawal of ₹2000 Denomination Banknotes – Status

January 1, 2026 1251 Views 0 comment Print

RBI has confirmed that more than 98% of ₹2000 notes have been returned to the banking system since the withdrawal announcement, reflecting widespread compliance by the public.

RBI Mandates CIMS-Based Reporting for PPI Issuers From December 2025

January 1, 2026 816 Views 0 comment Print

RBI has required PPI issuers to shift statistical and grievance reporting to the CIMS portal starting December 2025. The move centralises regulatory data collection and strengthens supervisory oversight.

RBI Shifts White Label ATM Reporting CIMS Platform

January 1, 2026 753 Views 0 comment Print

The circular mandates that White Label ATM operators must file monthly WLA Statistics returns through RBI’s CIMS system from December 2025 onwards. The move centralises data reporting and strengthens regulatory monitoring, with penalties prescribed for non-compliance.

RBI Mandates MTSS Business Returns Through CIMS From December 2025

January 1, 2026 711 Views 0 comment Print

The directive requires MTSS Overseas Principals to shift monthly business reporting to RBI’s CIMS platform, strengthening centralized data collection.

RBI (NBFCs – Concentration Risk Management) Amendment Directions, 2026

January 1, 2026 1038 Views 0 comment Print

The amendment allows select infrastructure loans to be treated as high-quality exposures if strict operational, contractual, and security conditions are met. The key takeaway is enhanced lender protection within concentration risk norms.

RBI (NBFCs – Prudential Norms on Capital Adequacy) Amendment Directions, 2026

January 1, 2026 1266 Views 0 comment Print

The amendment reduces capital risk weights for qualifying infrastructure loans based on repayment milestones. NBFCs benefit from lower capital charges when minimum repayment thresholds are met.

RBI Mandates New Capital Disclosure for Foreign Banks

January 1, 2026 510 Views 0 comment Print

The amendment requires foreign banks to separately disclose deposits earmarked as credit risk mitigation. The key takeaway is enhanced transparency in capital-related disclosures.

RBI (All India Financial Institutions – Know Your Customer) Amendment Directions, 2025

December 30, 2025 2964 Views 0 comment Print

It was held that identity and address verification lies with the entity last uploading KYC data to CKYCR. AIFIs relying on compliant records need not repeat verification but remain responsible for all other CDD requirements.

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