RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ
Fema / RBI : Individuals who receive or transfer funds on behalf of others may face prosecution under various Indian laws. The article explains...
Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : This article explains why FEMA does not explicitly prohibit round-tripping transactions and how regulators instead control them th...
Fema / RBI : Service exporters must file monthly EDF declarations from October 2026 under new FEMA regulations. Non-compliance may affect eBRC ...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...
Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...
Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...
Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...
Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...
Fema / RBI : RBI amended governance rules for Rural Co-operative Banks after observing that some directors were briefly resigning and returning...
Fema / RBI : RBI amended governance rules for Urban Co-operative Banks after finding directors briefly resigning and rejoining boards to bypass...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
The RBI has introduced a detailed, due-process-driven mechanism for classifying wilful defaulters in RRBs. The key takeaway is mandatory transparency and committee-based decision-making.
The regulator issued comprehensive Directions governing loan transfers, stressed asset sales, and co-lending by NBFCs. The framework aims to improve transparency, risk discipline, and systemic stability.
The Directions mandate stronger Board oversight, risk evaluation, and accountability to prevent governance and customer data failures in outsourced banking functions.
The central bank has notified comprehensive directions governing how NBFCs must present and disclose financial statements. The rules apply across regulatory layers to enhance consistency, transparency, and supervisory oversight. Immediate implementation underscores tighter reporting discipline.
RBI’s 2025 Directions overhaul debit card norms for rural co-operative banks, strengthening customer consent, blocking procedures, and grievance redressal to curb misuse.
The Directions clarify that outsourcing does not transfer responsibility to third parties. Boards and senior management remain answerable to customers and regulators for all outsourced activities.
The RBI consolidated all credit rules for rural co-operative banks in 2025, tightening digital lending, gold loans, microfinance and guarantees to improve transparency, borrower protection and risk management.
New directions allow dividends only when capital adequacy, asset quality, and liquidity norms are met. The key takeaway is that payouts are now firmly linked to financial strength and prudential compliance.
The RBI has issued uniform rules on interest rates for deposits of rural co-operative banks. The Directions emphasise transparency, non-negotiable rates, and depositor protection.
The Directions introduce early stress detection, strict governance, and time-bound resolution mechanisms. The key takeaway is faster recovery with reduced discretion and stronger Board oversight.
