RBI has issued draft amendment directions covering advertising, marketing, DSAs, mis-selling, and dark patterns. The proposals apply to all banks, NBFCs, and financial institutions.
The Government has permitted up to 100% foreign investment in Indian insurance companies and intermediaries under the automatic route. The policy mandates IRDAI verification, resident Indian management requirements, FEMA pricing norms, and compliance with insurance laws.
The RBI has proposed raising the aggregate ceiling on unsecured advances by Urban Co-operative Banks to 20% of total loans and advances. The draft also revises definitions, individual limits, and disclosure norms to strengthen risk management and transparency.
Draft 2026 Directions exempt eligible NBFCs below ₹1,000 crore from registration under Section 45IA. Strict conditions and disclosures will apply to Unregistered Type I NBFCs.
The amended borrowing regulations restrict use of ECB funds for specified sectors including real estate and securities trading. A revised ECB framework with updated definitions, limits, and reporting norms has been introduced.
The draft directions consolidate existing CDS norms and add regulations for newer credit derivative products. The move seeks to expand market depth while maintaining strong prudential safeguards.
The draft directions remove the need for prior approval to open branches, signalling a shift toward faster and more flexible NBFC expansion while retaining regulatory oversight.
With GDP growth resilient and inflation near target, rates were left unchanged. The decision is accompanied by reforms on mis-selling, digital fraud protection, MSME credit, and market deepening.
Gross GST collections touched ₹1.93 lakh crore in January 2026, supported by robust growth in IGST from imports. The figures indicate steady tax buoyancy despite higher cumulative refunds.
GST Network has issued an advisory introducing significant system enhancements in GSTR-3B beginning with the January 2026 tax period, primarily impacting interest computation, tax liability reporting, and input tax credit utilization.
