The discussion paper addresses increasing APP frauds and proposes preventive safeguards like transaction delays and authentication layers. It aims to strengthen security without disrupting digital payment convenience.
The Reserve Bank of India issued draft Amendment Directions on April 8, 2026, revising the existing framework for Investment Fluctuation Reserve (IFR) across multiple categories of banks, including commercial banks, co-operative banks, small finance banks, payments banks, and regional rural banks. The draft proposes key changes such as removing the IFR requirement for banks already […]
The draft removes the restriction linked to NPA provisioning for including quarterly profits in CET1 capital. It simplifies capital adequacy calculations while retaining prudential safeguards.
The RBI proposes removing restrictions on including quarterly profits in CRAR calculations linked to NPA provisioning. This move simplifies capital adequacy compliance and improves flexibility for banks.
The Reserve Bank of India has opened public consultation on draft supervisory directions. Stakeholders can comment on completeness and accuracy, though substantive changes are excluded.
RBI proposes major governance reforms replacing rigid rules with principle-based guidance for bank Boards. The framework allows delegation to committees while ensuring Boards retain control over strategic and material decisions.
RBI proposes a comprehensive overhaul of TReDS guidelines to improve MSME liquidity and streamline receivables financing. The draft introduces simplified onboarding, credit guarantee access, and harmonised regulatory norms.
RBI proposes a revamped Business Correspondent framework with clearer classifications and simplified norms. The draft aims to enhance financial inclusion and improve service delivery in rural areas.
The study found that most MSME insolvency cases are resolved before admission, highlighting gaps in data and process efficiency. It recommends reforms to improve transparency, recovery, and early settlements.
Taxpayers faced issues filing appeals where adjudication orders showed zero demand. GSTN clarified that such system limitations require rectification before appeals can be filed.
