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Risk-based pricing in personal loans: How your credit profile impacts your final interest rate

Finance : The issue concerns how lenders use credit profiles to determine loan interest rates under risk-based pricing. It explains that bor...

May 2, 2026 120 Views 0 comment Print

Electric Bike Insurance in India: How Coverage Conversation is Evolving With EV Market

Finance : Electric two-wheelers are becoming a more visible part of everyday mobility in India. As the EV market grows, riders are also begi...

May 1, 2026 216 Views 0 comment Print

Best Personal Loans in India: Types, Options and Key Differences

Finance : The issue addresses how borrowers often assume a universal best loan. The explanation clarifies that loan suitability varies based...

April 28, 2026 423 Views 0 comment Print

Why Business Loan Gets Rejected Despite High Turnover in India?

Finance : This explains why businesses with strong sales still face loan rejection due to low profitability and poor financial discipline. T...

April 27, 2026 291 Views 0 comment Print

Taxation of Life Insurance Policies Under Income‑tax Act

Finance : Section 10(10D) provides exemption only when premium limits are within prescribed thresholds. If premiums exceed these limits, mat...

April 17, 2026 516 Views 0 comment Print


Latest News


Financial Investment Realm Welcomes New Convergence

Finance : Two major giants have announced a strategic alliance to jointly explore developmental paths in the financial sector, bringing more...

July 5, 2024 1506 Views 0 comment Print

Recent Changes in PF, GST Post Office and Banking Rules

Finance : Check Out the Recent Changes in PF, GST Post Office, and Banking Rules That Can Affect You Directly With the beginning of the new ...

July 20, 2022 4101 Views 0 comment Print

UnlistedKart App makes its debut in the unlisted stock market

Finance : In the past 4 years, UnlistedKart has been at the forefront of the unlisted stock space, achieving a collective top line of 250-pl...

March 24, 2022 2163 Views 0 comment Print

Real Estate | On a cyclical high

Finance : Debate around the new real estate upcycle continues to cloud the market’s collective wisdom. Upcycles are driven by rising incom...

February 22, 2022 1167 Views 0 comment Print

‘Razorpay FTX’ 21 – The Ultimate FinTech Conference for Disruptors

Finance : Now that the country is looking to provide seamless financial solutions to the masses, it’s an ideal time for all the SMEs, star...

December 8, 2021 4833 Views 0 comment Print


All you wanted to know about dematerialized insurance policies

September 4, 2017 1602 Views 1 comment Print

On September 16, 2013, our honorable finance minister P.Chidambaram launched IRDA’s insurance repository system (IRS). This system will insure green initiative, transparency in all the insurance related work and lower management cost for the insurers. It will also bring down total operative cost by cutting out printing and dispatching of the documents. Instead, documents will be sent to your repository account electronically saving much of the time, energy and money.

5 Common Financial Planning Mistakes to Avoid

September 1, 2017 2835 Views 0 comment Print

Financial Planning is a process which helps an individual to find out the shortest route between where you are and where you want to go financially. During this journey towards your financial destiny, there are some common mistakes which can off track you. Avoiding these mistakes will make the journey smoother and safer.

The Ugly Truth about paying only Minimum Balance on your Credit Card Bill

September 1, 2017 1818 Views 0 comment Print

Why you should pay 18% interest when personal loan at 13% or gold loans are available at 14% or take a loan against your provident fund at 12% or partially withdraw you Public Provident account and pay off your Credit Card outstanding balance? Is it not foolhardy to pay 18% to Credit Card Companies by opting for Minimum Balance Payment?

What to do if your claim from mediclaim policy is rejected?

August 31, 2017 2262 Views 1 comment Print

Most of the times, amidst having taken a health insurance policies from reputed companies, we end up paying from our pockets. Ignorance is the major cause for us to put ourselves in this situation. Well, you have a policy, spent majorly on an illness but your claim is rejected. I know how frustrated it would have been for you. Ok, what can be done in this situation? Is there a way to get your claim accepted and you get your spending reimbursed?

A Checklist for closing your Home Loan

August 31, 2017 1590 Views 0 comment Print

As someone has said somewhere that Home is the biggest assets for a person, but also it is his/her biggest liability. Whenever, someone has been able to close his/her loan account s/he feels very relieved and also happy. Now the home is his/ her own. Owning a house free of debt is one of the cherished desires of all of us. Home sweet home, we say.

7 Secrets of Winning The Stock Market Game

August 29, 2017 3936 Views 1 comment Print

Humans have a natural tendency to follow the crowd, but when it comes to stock market investing, following the crowd can often result in losses. Why replicate the mediocrity of the masses when you can clone the success of the Worlds Greatest Investor? The 7 stock market secrets/investment secrets of warren buffet have got unveiled here.These share market secrets will help you uncover and understand How to win in the stock market?

Two important statistical tools to select a better rewarding mutual fund

August 29, 2017 1746 Views 0 comment Print

A mutual fund’s performance and risk can be ascertained by many statistical tools. Among the tools are risk & reward ratios, which help to ascertain the level of risk and reward associated with a particular mutual fund in a given circumstance at a point of time.

International travel insurance – A must have for your overseas trips

August 25, 2017 1275 Views 0 comment Print

One travels abroad usually for two primary reasons- a business trip or a pleasure trip. You seriously don’t want something which could ruin your crucial business meet or your hard-earned holiday. But there’s always a possibility of some unanticipated occurrence, irrespective of how immaculate your planning is. Unlucky events like passport loss, baggage loss, an […]

How to Invest in Stock Market – Long Term and Short Term?

August 24, 2017 3057 Views 0 comment Print

Once the finalists are selected, they go public seeking votes. The artist who is popular among the public gets the most number of votes and announced as a winner, and the least becomes the loser. At times, the loser seems to be much more talented than the winner. This is how the stock market or share market investment plan works in the short term.

Are you aware of these 4 improbable claims often made to investors?

August 23, 2017 1149 Views 0 comment Print

Financial Planners are here to provide professional assistance to investors, whereby the investor can have the best deal for the money staked by them. There are certain pitfalls that manifest themselves while the assistance of Financial Planners are sought and the buyer should always be aware of this while soliciting such services.

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