Finance : The issue concerns how lenders use credit profiles to determine loan interest rates under risk-based pricing. It explains that bor...
Finance : Electric two-wheelers are becoming a more visible part of everyday mobility in India. As the EV market grows, riders are also begi...
Finance : The issue addresses how borrowers often assume a universal best loan. The explanation clarifies that loan suitability varies based...
Finance : This explains why businesses with strong sales still face loan rejection due to low profitability and poor financial discipline. T...
Finance : Section 10(10D) provides exemption only when premium limits are within prescribed thresholds. If premiums exceed these limits, mat...
Finance : Two major giants have announced a strategic alliance to jointly explore developmental paths in the financial sector, bringing more...
Finance : Check Out the Recent Changes in PF, GST Post Office, and Banking Rules That Can Affect You Directly With the beginning of the new ...
Finance : In the past 4 years, UnlistedKart has been at the forefront of the unlisted stock space, achieving a collective top line of 250-pl...
Finance : Debate around the new real estate upcycle continues to cloud the market’s collective wisdom. Upcycles are driven by rising incom...
Finance : Now that the country is looking to provide seamless financial solutions to the masses, it’s an ideal time for all the SMEs, star...
I kept a sizable emergency reserve in liquid funds; I didn’t have any emergency situation for 3 years. The liquid fund where I kept the sizable emergency fund was not giving me good returns. So I invested that money in a small property. Now I have an emergency and the property is not easily liquidable.
It needs a perfect recipe for a dish to taste good and the best cut will give the suit the right fit. It is no different for investments, the correct mix of investment options goes on to create the coveted portfolio which optimizes returns and minimizes risk.
Term plans are one of the best types of insurance, owing to the low premium cost and high-value cover. Such plans offer financial security to your loved ones in the case of your sudden demise. If your current term plan is reaching its maturity, you may renew it either from an insurance agent or through […]
All investors would be keen to have answers to these questions so that they scale the pinnacle of success through their most profitable and the best long term stock market investment strategy. Well, bargain per se, is the process of understanding the difference between the price and the value of a product.
It is common wisdom to keep your debt at manageable level for sound financial health. But what is the threshold beyond which debt can go berserk? That can be judged against your income level. If your debt is too high compared to your income, sooner or later you will sink into the debt trap – […]
Bitcoin, the word which almost all of us have heard somewhere but still most of us are not exactly aware about this fancy term, its uses, how to buy it, how it works and its benefits etc. Being a finance professionals specifically and also for other persons it becomes quite imperative and interesting to know everything about this newly used term. Here through this article i am trying to make you aware about the all related aspects of the Bitcoin.
In line with the perennial Shakespearian dilemma – to do or not to do, …., a lot of us face similar predicament when we have to decide whether to buy or not to buy another residential property.
We all come across situations wherein our personal finances go beyond control. Despite trying hard to maintain it every month, we fail. This happens as we do not keep important personal finance documents at one place and update them on a regular basis. Due to this, our entire expenses of house get mixed up and we land up in trouble.
Beside the obvious reason of the home offering us a world of our own, a house also has the potential to generate wealth through rental income. NRI investors often invest in homes with this dual purpose of earning rental out of them while away, and settling down when they return.
A dream is just a dream. A goal is a dream with a plan and a deadline, says Harvey Mackay. This quote is inspiring and is very appropriate for all of us who have financial goals to achieve in our lifetimes.
