Finance : The issue concerns how lenders use credit profiles to determine loan interest rates under risk-based pricing. It explains that bor...
Finance : Electric two-wheelers are becoming a more visible part of everyday mobility in India. As the EV market grows, riders are also begi...
Finance : The issue addresses how borrowers often assume a universal best loan. The explanation clarifies that loan suitability varies based...
Finance : This explains why businesses with strong sales still face loan rejection due to low profitability and poor financial discipline. T...
Finance : Section 10(10D) provides exemption only when premium limits are within prescribed thresholds. If premiums exceed these limits, mat...
Finance : Two major giants have announced a strategic alliance to jointly explore developmental paths in the financial sector, bringing more...
Finance : Check Out the Recent Changes in PF, GST Post Office, and Banking Rules That Can Affect You Directly With the beginning of the new ...
Finance : In the past 4 years, UnlistedKart has been at the forefront of the unlisted stock space, achieving a collective top line of 250-pl...
Finance : Debate around the new real estate upcycle continues to cloud the market’s collective wisdom. Upcycles are driven by rising incom...
Finance : Now that the country is looking to provide seamless financial solutions to the masses, it’s an ideal time for all the SMEs, star...
Diversification of investment means selecting multiple asset classes or investing in the different asset categories. It is a popular technique employed by most investors to lower risk and increase the chances of good returns. Unfolding your investment in different areas develops a risk-proof portfolio, which means if one investment fails, another will balance it out.
Putting your money in the securities market is risky yet profitable. Whereas, holding that cash is ineffectual. The market is really volatile, it is better if I keep the cash in my savings account or in my closet. Does this sound like you? Most people think the same when it comes to investing their hard earned money in the stock market. Individuals are behind holding money rather than multiplying it.
Two qualities are indispensable: first, an intellect that, even in the darkest hour, retains some glimmerings of the inner light which leads to truth; and second, the courage to follow this faint light wherever it may lead. Carl von Clausewitz
So you are planning to clear your home loan, you are setting aside a part of your income, and you have decided to spend less on restaurants and movies. Good that you are doing or planning to do these things. But do you feel this habit is of any use? Obviously not! You are saving, but for what? It is good that you have planned to clear your debts, but have you decided when? If you have no target to achieve, there is absolutely no point in saving.
Manish Khera is a renowned entrepreneur, investor and a banker having more than two decades of rich experience in the finance domain. He has vast knowledge in micro-payments and microfinance and has been one of the key facilitators of financial Inclusion in the country across socio-economic segments. He has held several leadership roles such as […]
We are all familiar with the nuances and subtleties of rowing against the tide or sailing against the wind. Undertaking to do things which are in contrast to the usual is reflected in the above quotations. In the world of investments, when someone chooses to go against the prevailing market by buying assets which are not doing well and selling those stocks which are supposedly in the ‘pink of health, the investor is practicing ‘contrarianism’.
We often hear from our parents and grandparents that they used to buy movie tickets for Rs. 5. Milk that we used to buy for Rs. 13 few years back has doubled now. Have you ever thought why such change in price happens? The answer is inflation.
Sandeep Nerlekar, MD & CEO, Terentia Estate duty, inheritance taxes, or a combination thereof, are prevalent in quite a few developed nations, notably USA, UK, Switzerland, Germany and France. However, there is an equally long list of countries which do not levy estate or inheritance taxes, including nations like Australia, Singapore, Canada, Russia and Sweden, […]
What happens when you think about investing? At one side, there is a flash news about how market is doing every minute. A chart or report to look into the other side. Did you know the latest hot investment news? a suggestion or an advice or some shocking info from many sides. Isn’t it confusing to know which one to address first or take an action immediately?
I have been working for almost 10 years now, earning well and investing very carefully too Why am I not as rich as I should be? Why am I still in the middle class circle? At least 2 in 5 clients ask me similar questions. Do you know the key reason for this?
