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T. R. Radhakrishnan

Latest Articles


Employee Alienation at Work: Why Engagement Fails and How to Fix It

Corporate Law : The piece explains the root causes of employee alienation and its impact on productivity. It highlights leadership, empowerment, a...

January 5, 2026 522 Views 0 comment Print

RBI Financial Stability Report 2025-26 Overview

Fema / RBI : Key insights from RBI's Financial Stability Report 2025-26: Indian economy's resilience, banking sector health, growth outlook, an...

July 8, 2025 1371 Views 0 comment Print

Customer Service: Fundamental Principle For Business Success

Fema / RBI : RBI highlights poor customer service in banks, citing rising complaints and regulatory violations. Urges a shift towards customer-...

March 24, 2025 882 Views 0 comment Print

Importance of Perseverance

Corporate Law : Discover the transformative force of perseverance in achieving success amidst challenges. Explore real-life examples and timeless ...

May 9, 2024 897 Views 0 comment Print

Non-compliance of RBI Guidelines

Fema / RBI : Explore the necessity for a robust monitoring regime post the Paytm Payment Bank failure. Understand RBI's observations and measur...

March 14, 2024 1344 Views 0 comment Print


Latest Judiciary


Hail! Principles Of Natural Justice!

Corporate Law : In a historic ruling, the Supreme Court mandates adherence to natural justice principles in bank fraud classifications, impacting ...

April 22, 2023 2214 Views 0 comment Print

2G Judgement of Trial Court; Travesty of Truth and Justice

Corporate Law : The recent judgment of the Trial Court in the matter of 2G scam denotes yet another failure of the conscience and consciousness of...

December 21, 2017 2490 Views 0 comment Print


The Great Jewel Scam. Is It System Failure?

February 19, 2018 11130 Views 0 comment Print

The great jewel scam that is rocking the nation has opened up a Pandora Box on how the banks have become soft target for unscrupulous scam creators in connivance with the bank officials. It is apparent from the modus operandi of the operations that it is a systematic, well conceived and planned loot of the Indian Banking system.

2G Judgement of Trial Court; Travesty of Truth and Justice

December 21, 2017 2490 Views 0 comment Print

The recent judgment of the Trial Court in the matter of 2G scam denotes yet another failure of the conscience and consciousness of the nation because it did not invoke enough strong protest from the general public. Political expediency should not be allowed to sabotage and suppress the truth and allow the perpetrators of a crime to go unpunished.

The indomitable visionary Narendra Modiji- An epitome of a great leader: (A BIRTHDAY TRIBUTE)

September 17, 2017 2061 Views 4 comments Print

What makes people react so spontaneously to whatever that this one and the only man does? No political leader worth the name in the entire nation draws so much attention than the controversial and mercurial personality called Narendra Modi.

Management of NPA: Who is Responsible for Account Becoming NPA?

June 16, 2017 5355 Views 2 comments Print

Recently I have undertaken an assignment of dealing with the legal proceedings initiated by three nationalized banks under SARFAESI Act of a Corporate Company who are service providers to infrastructure projects initiated by the State Governments and Central Government and some of them are being financed by World Bank and Asian Development Bank.

Management of non-performing asset (NPA) Perpetual self renewal programming (PSRP)

April 29, 2017 2814 Views 0 comment Print

Various recommendations have been made by various study groups appointed by Government of India and RBI to arrest the incidents of accounts becoming NPA and circulars are being issued by RBI from time to time giving directions and guidance to banks and financial institutions on the steps to be taken to prevent slippage of NPA.

Recovery of NPA- Recovery with a Human Touch

April 6, 2017 2208 Views 1 comment Print

Supreme Court of India in its judgment on In Olga Tellis vs. Bombay Municipal Corporation (AIR 1986 SC 180 AT 193) observed, The question which we have to consider is whether the right to life includes the right to livelihood. We see only one answer to that question namely that it does.

Management of Non Performing Asset (NPA) The Wilful Defaulter Syndrome

December 22, 2016 3382 Views 0 comment Print

Reserve Bank of India introduced the scheme of wilful defaulter in pursuant of the instructions of Central Vigilance Commission during the year 1999 and subsequently modified as per the recommendations of the Working Group constituted by RBI in consultation with the Government in the year 2002.

Management of Non Performing Asset (NPA) Importance of Training

December 9, 2016 3748 Views 0 comment Print

The advent of banking reforms in India has brought the concept of NPA (Non Performing Asset) which has changed drastically the perception and approach of the bank and the customer when dealing with loans financed by the bank.

Education- A New Orientation

November 2, 2016 1771 Views 3 comments Print

Whether the present education system available to the students is conducive to fulfill their aspirations and congenial to equip them to face the challenges of the unknown future.

Truth in the Criminal Justice System.

October 9, 2016 2410 Views 0 comment Print

The Indian ethos accords the highest importance to truth. The motto Satyameva Jayate (Truth alone succeeds) is inscribed in our National Emblem Ashoka Sthambha. Our epics extol the virtue of truth. Gandhiji gave us truth – as the righteous means to achieve independence by launching the movement of Satyagraha

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