Finance : The issue concerns how lenders use credit profiles to determine loan interest rates under risk-based pricing. It explains that bor...
Finance : Electric two-wheelers are becoming a more visible part of everyday mobility in India. As the EV market grows, riders are also begi...
Finance : The issue addresses how borrowers often assume a universal best loan. The explanation clarifies that loan suitability varies based...
Finance : This explains why businesses with strong sales still face loan rejection due to low profitability and poor financial discipline. T...
Finance : Section 10(10D) provides exemption only when premium limits are within prescribed thresholds. If premiums exceed these limits, mat...
Finance : Two major giants have announced a strategic alliance to jointly explore developmental paths in the financial sector, bringing more...
Finance : Check Out the Recent Changes in PF, GST Post Office, and Banking Rules That Can Affect You Directly With the beginning of the new ...
Finance : In the past 4 years, UnlistedKart has been at the forefront of the unlisted stock space, achieving a collective top line of 250-pl...
Finance : Debate around the new real estate upcycle continues to cloud the market’s collective wisdom. Upcycles are driven by rising incom...
Finance : Now that the country is looking to provide seamless financial solutions to the masses, it’s an ideal time for all the SMEs, star...
Does it sound crazy that financial planning is a process so simple? Believe me, it is. Planning your finances involves nothing else than just building wealth, and having enough for your retirement. You can achieve the first, if you spend less than you earn and wisely invest your savings
Timing is everything. Is it true in every case? In the financial world, you hear a lot of solicited and unsolicited advice about the right time and timing, with respect to investments. Which is the right strategy with regard to investment? Is it ‘doing it at the right time’ or ‘the best timing to do it’?
What factors do you look for, while comparing properties? Without any doubt, the property’s location, price and possession, will be the first and foremost parameters one might consider for his/her short listing. However, apart from these primary ones, a few more things are necessary to check before finalizing upon a deal.
Money management in itself is a task hard enough, and inclusion of your partner in the equation makes it even more complicated. Therefore, rather than being emotional or reactive on money related matters, couples should be clever, calculated and decisive.
A person can be termed as one, who is a true value addition to your financial wealth as well as provides you with profitable advice to enhance your quality of life. In other words, any person qualified enough to advice you on your fiscal matters so that you gain the confidence to follow that advice. This was just a brief definition for a right financial advisor.
Did your last insurance policy assure you only insecurity after you bought it? Do you feel that the insurance policy which you have just taken does not serve your purpose? Or, is it that the policy does not give all that your advisor promised you it would, while selling the policy? If this is so, then you need not despair, help is at hand
What is the first image that comes to your mind when you think of a financial advisor? A stressed person completely occupied with his phone and PC, buying and selling orders, and trying to make as much money as possible for his present as well as potential clients.
Are you planning to buy your dream house? Have you made the final choice for your ideal home and just left with signing of the house agreement? Is your home loan approved? Are you also done with all the other major formalities?
I want to exit my mutual fund to invest on real estate, one of my client rushed and told me in a confused tone. I asked him why he wanted to exit mutual fund. He is not happy about the mutual fund which is not doing great in the recent times whereas the real estate is doing great. I could see that he is timing the market, I made him sit and advised him not to exit mutual fund.
If you have a surplus of funds in your hands, parking them in your regular savings account is not a good idea for the long term, as the return on investment (ROI) will be very low. Instead, you can consider options like shares, Mutual Funds and other such schemes
