Finance : The issue concerns how lenders use credit profiles to determine loan interest rates under risk-based pricing. It explains that bor...
Finance : Electric two-wheelers are becoming a more visible part of everyday mobility in India. As the EV market grows, riders are also begi...
Finance : The issue addresses how borrowers often assume a universal best loan. The explanation clarifies that loan suitability varies based...
Finance : This explains why businesses with strong sales still face loan rejection due to low profitability and poor financial discipline. T...
Finance : Section 10(10D) provides exemption only when premium limits are within prescribed thresholds. If premiums exceed these limits, mat...
Finance : Two major giants have announced a strategic alliance to jointly explore developmental paths in the financial sector, bringing more...
Finance : Check Out the Recent Changes in PF, GST Post Office, and Banking Rules That Can Affect You Directly With the beginning of the new ...
Finance : In the past 4 years, UnlistedKart has been at the forefront of the unlisted stock space, achieving a collective top line of 250-pl...
Finance : Debate around the new real estate upcycle continues to cloud the market’s collective wisdom. Upcycles are driven by rising incom...
Finance : Now that the country is looking to provide seamless financial solutions to the masses, it’s an ideal time for all the SMEs, star...
Should you quit your never-ending job, and make a decision to retire early? What else do I need to have, in order to consider my retirement seriously? These are just a few, but very common questions popping up in the minds of most young and middle-aged working person. The thought of early retirement instantly lets […]
The key to early retirement planning, via smart wealth building is not only about learning, but about living by the tips mentioned below:
Almost everyone has a tendency to save some excess money in his or her bank accounts, to use the same for any unplanned expenses in future, or during any unexpected situations, or even sometimes just as a factor of comfort.
How do we define a good life insurance policy? A life insurance will be termed as satisfying, if it provides: a decent financial support at the minimal cost to our loved ones, in a situation when the person insured suffers an ill-timed end of his/her life.
Every now and then, one gets to read some kind of fraud investment plans or fake how-to-get-rich-quick schemes. Having a deep thought over such incidents, we may realize that these scams are a reflection of our own over-attraction towards the investments, which yield good returns. But in such temptation of ours, have we ever thought […]
Every one of us is a doctor in our view, just as we all are financial planners. We rely on self-medication when we are physically down or act as a medical assistant when our family members are hit by minor medical emergencies.
The days of financial freedom, devoid of any worries, can be achieved through a little bit of discipline and by following a planned path based on a good financial strategy. Let us all strive to savor the taste of a blissful independence
NRIs have always been keen on investing their money in India. Buying a property in one’s home country will always have its own advantages. Occasions like wedding, anniversary or a misfortune may want them to visit their homeland to keep the Indian connection alive.
A Diversified equity fund invests across in different sectors. Diversified equity funds will give superior risk adjusted returns over all other investment asset classes in the long term. In any long term portfolio, it is advisable to keep equity funds as a foundation.
Giving up over-spending is a struggle. It brings a lot of negative emotions like guilt, frustration and shame. When you are thinking about giving up over-spending, sub-consciously you are still thinking about over-spending. The more you try to give up over-spending, the more you indulge in over-spending.