RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ
Fema / RBI : Individuals who receive or transfer funds on behalf of others may face prosecution under various Indian laws. The article explains...
Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : This article explains why FEMA does not explicitly prohibit round-tripping transactions and how regulators instead control them th...
Fema / RBI : Service exporters must file monthly EDF declarations from October 2026 under new FEMA regulations. Non-compliance may affect eBRC ...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...
Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...
Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...
Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...
Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...
Fema / RBI : RBI amended governance rules for Rural Co-operative Banks after observing that some directors were briefly resigning and returning...
Fema / RBI : RBI amended governance rules for Urban Co-operative Banks after finding directors briefly resigning and rejoining boards to bypass...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
RBI has directed Regional Rural Banks to prevent excessive interest rates by adopting Board-approved policies that ensure fair pricing and borrower protection. The key takeaway is tighter governance over lending rates despite deregulation.
The Directions require immediate stress identification through SMA classification and enforce time-bound, policy-driven resolution to improve recoveries.
The RBI issues comprehensive guidelines for issuance, conduct, and co-branding of debit cards by Local Area Banks, ensuring transparency, consent, and grievance redressal for customers.
The regulator introduced a consolidated framework strengthening board oversight, audit committees, market conduct, and regulatory compliance for AIFIs, with immediate effect.
The RBI revised branch authorisation norms for regional rural banks to prioritise financial inclusion. Banks must meet eligibility conditions and ensure at least 25% outlets are opened in unbanked rural centres.
The RBI has introduced a comprehensive 2025 framework governing how Regional Rural Banks may transfer and distribute credit risk. The key takeaway is that RRBs are tightly regulated and largely restricted to selling only stressed loans under strict conditions.
The RBI has issued new directions on loan pricing for Local Area Banks, introducing benchmark-linked interest rates and standardised spreads. These rules aim to enhance transparency and protect borrowers.
The Directions impose Board-level accountability, strict due diligence, and audit rights for material IT outsourcing. AIFIs must strengthen cyber security, data protection, and exit planning under a unified framework.
The RBI (Local Area Banks – Miscellaneous) Directions, 2025 lay down comprehensive regulatory requirements for Local Area Banks covering unclaimed deposits and the DEA Fund, AIF investments, governance, compliance, donations, prohibited activities, HR policies, and operational controls, consolidating and replacing earlier instructions with effect from November 28, 2025.
The Directions stipulate that all loans must be disbursed and repaid directly through borrower accounts, prohibiting third-party control, including LSPs, to safeguard borrower interests.
