RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ
Fema / RBI : Individuals who receive or transfer funds on behalf of others may face prosecution under various Indian laws. The article explains...
Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : This article explains why FEMA does not explicitly prohibit round-tripping transactions and how regulators instead control them th...
Fema / RBI : Service exporters must file monthly EDF declarations from October 2026 under new FEMA regulations. Non-compliance may affect eBRC ...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...
Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...
Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...
Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...
Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...
Fema / RBI : RBI amended governance rules for Rural Co-operative Banks after observing that some directors were briefly resigning and returning...
Fema / RBI : RBI amended governance rules for Urban Co-operative Banks after finding directors briefly resigning and rejoining boards to bypass...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
The new Directions prescribe strict limits on single and group borrower exposures and require Board-approved lending policies. The key takeaway is tighter governance to prevent excessive risk build-up in RRB balance sheets and promote diversification.
The 2025 Directions standardise overdue, SMA and NPA classification through day-end processes, borrower-wise tagging and stricter recovery-based tests, reducing scope for delayed recognition.
RBI has notified binding Directions prescribing prudential capital adequacy norms for UCBs. The key takeaway is mandatory compliance to strengthen financial stability and depositor protection.
The Directions impose clear caps on single and group exposures, mandate Board oversight, and require immediate rectification of breaches. The key takeaway is tighter concentration risk controls with defined exceptions and enhanced reporting.
The RBI mandates small finance banks to promptly identify and report stressed assets. Time-bound resolution plans and compromise settlements ensure financial stability and credit discipline.
RBI introduces a comprehensive framework standardising interest rates, premature withdrawal norms, and deposit policies for all Local Area Banks. The Directions ensure uniformity, transparency, and customer protection across deposit categories.
The regulator tightened norms on lending to directors, relatives, and connected entities. The framework aims to eliminate conflicts of interest and strengthen governance in institutional lending.
The 2025 directions overhaul credit risk governance, imposing stricter policies, exposure-based account rules, and enhanced monitoring to strengthen stability in rural banking.
The RBI has issued fresh directions standardising how Urban Co-operative Banks fix and pay interest on deposits. The key takeaway is a mandatory, transparent, and non-discriminatory interest rate policy across all deposit categories.
RBI’s 2025 Directions define strict income recognition, asset classification, and provisioning norms for small finance banks, ensuring transparency and prudent lending practices.
