RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ
Fema / RBI : Individuals who receive or transfer funds on behalf of others may face prosecution under various Indian laws. The article explains...
Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : This article explains why FEMA does not explicitly prohibit round-tripping transactions and how regulators instead control them th...
Fema / RBI : Service exporters must file monthly EDF declarations from October 2026 under new FEMA regulations. Non-compliance may affect eBRC ...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...
Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...
Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...
Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...
Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...
Fema / RBI : RBI amended governance rules for Rural Co-operative Banks after observing that some directors were briefly resigning and returning...
Fema / RBI : RBI amended governance rules for Urban Co-operative Banks after finding directors briefly resigning and rejoining boards to bypass...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
The new directions modify risk-weighted asset treatment, limiting capital maintenance to CME exposure and aligning with concentration risk rules.
The RBI amended NBFC Credit Facilities Directions to align asset classification and provisioning with updated prudential norms. The change ensures uniform application of income recognition and provisioning standards.
Rural Co-operative Banks can now recognise income on accrual basis for Standard assets, but must follow cash basis for non-Standard loans and reverse unrealised income on NPA classification.
The RBI has amended IRACP norms to permit NBFCs to factor in Default Loss Guarantee arrangements while computing Expected Credit Loss, subject to IndAS conditions. The changes apply immediately.
The amendment sets a 40% aggregate CME ceiling and a 20% cap on direct investments. It strengthens prudential controls over market-linked exposures and intra-day risk management.
The draft norms introduce a structured six-year Kisan Credit Card facility covering crop, allied and investment credit. Limits are linked to the Scale of Finance with annual escalation provisions.
RBI has amended Housing Finance Company directions to align advertising and sales norms with NBFC Responsible Business Conduct rules. The move ensures uniform compliance standards from July 1, 2026.
RBI’s 2026 amendment introduces strict norms on advertising, consent, bundling, and dark patterns for NBFCs. The move strengthens customer protection and responsible business conduct.
The draft amendment prohibits deceptive digital practices and compulsory bundling in product sales. Institutions must ensure explicit consent and compensate customers in cases of mis-selling.
The RBI has proposed new Responsible Business Conduct amendments requiring Rural Co-operative Banks to curb mis-selling, compulsory bundling, and deceptive digital practices. The draft Directions mandate explicit consent, product suitability checks, and customer compensation mechanisms.
