RBI Circular Notification Press Release and Instructions issued by Reserve bank of India. News and Article on provisions, Rate changes, Policy changes and FAQ
Fema / RBI : Individuals who receive or transfer funds on behalf of others may face prosecution under various Indian laws. The article explains...
Fema / RBI : RBI has reiterated that software and ITES exporters must submit the annual survey based on the previous financial year. The guidel...
Fema / RBI : RBI requires mutual funds to report foreign liabilities and assets annually for compilation of Balance of Payments and Internation...
Fema / RBI : This article explains why FEMA does not explicitly prohibit round-tripping transactions and how regulators instead control them th...
Fema / RBI : Service exporters must file monthly EDF declarations from October 2026 under new FEMA regulations. Non-compliance may affect eBRC ...
Fema / RBI : RBI has clarified reporting requirements, valuation methods, submission procedures, and entity obligations under the Portfolio Inv...
Fema / RBI : The amendment redefines revenue reserves by excluding provisions for liabilities and depreciation. This ensures clearer classifica...
Fema / RBI : RBI revises the definition of revenue reserves to exclude provisions and liabilities. The change enhances transparency and consist...
Fema / RBI : The Reserve Bank of India has removed a key provision from capital adequacy norms to ensure consistency with updated investment ru...
Fema / RBI : RBI introduces annual IFR assessment instead of continuous compliance for RRBs. The change reduces operational burden while mainta...
Fema / RBI : The key issue was whether cash falls within the definition of property under the PBPT Act. The Tribunal ruled that cash is a tangi...
Fema / RBI : The case examined whether Indian assets could remain seized after foreign asset value was repatriated. The Tribunal ruled that onc...
Fema / RBI : The appellant claimed the disputed funds were received unknowingly and had attempted to return them. The Tribunal granted relief b...
Fema / RBI : The Tribunal held that bank accounts cannot remain frozen merely because the account holder is related to a suspect or under inves...
Fema / RBI : The Tribunal held that retention of seized assets can continue under Section 8(3) when a PMLA prosecution complaint is already pen...
Fema / RBI : RBI amended governance rules for Rural Co-operative Banks after observing that some directors were briefly resigning and returning...
Fema / RBI : RBI amended governance rules for Urban Co-operative Banks after finding directors briefly resigning and rejoining boards to bypass...
Fema / RBI : RBI issued revised draft directions to regulate recovery practices of banks, NBFCs, and other regulated entities. The framework pr...
Fema / RBI : RBI has released draft amendment directions for commercial and small finance banks to strengthen Pillar 3 disclosures under Basel ...
Fema / RBI : RBI has abolished the mandatory Investment Fluctuation Reserve requirement for commercial banks following changes in market risk a...
IPCs issued to clearing corporations will now carry a 100% CCF, but capital must be maintained only on the CME portion at 125% risk weight. The amendment clarifies regulatory capital treatment.
Small Finance Banks must now disclose granular capital market exposures in their financial statements. The amendment enhances transparency and aligns reporting with updated risk management norms.
The revised framework enables acquisition financing and enhances lending limits against shares and REIT/InvIT units. Regulatory ceilings on listed debt-backed lending have been removed.
RBI has issued revised LBS guidelines to strengthen coordination among banks and government agencies. The framework enhances priority sector lending, credit planning, and accountability mechanisms.
RBI proposes permitting commercial banks to finance REITs subject to prudential exposure ceilings. The draft introduces safeguards to manage concentration and credit risk.
The amendment introduces LTV caps, valuation norms, and exposure limits for loans against eligible securities. It strengthens risk controls and integrates such lending within capital market exposure norms.
The revised Directions formally recognize acquisition finance and bridge finance for promoter stakes under banks’ permitted financial services. The move aligns operational guidelines with updated credit norms.
Banks must now disclose granular capital market exposures, including acquisition finance, IPO funding, CMIs, and underwriting commitments. The amendment enhances transparency and aligns reporting with revised concentration risk norms.
The RBI now permits acquisition finance only for strategic control transactions, subject to strict eligibility, valuation standards, 25% borrower contribution, and a 3:1 debt-equity ceiling. The move strengthens prudential safeguards and limits excessive leverage in takeover funding.
The RBI capped aggregate CME at 40% of eligible capital and expanded the definition to include acquisition finance, bridge finance, and IPCs, strengthening concentration risk oversight.
